Parent bank | Group | ||||||||
Fourth quarter | Jan - Dec | Jan - Dec | Fourth quarter | ||||||
2021 | 2022 | 2021 | 2022 | (NOKm) | Note | 2022 | 2021 | 2022 | 2021 |
827 | 1,577 | 3,067 | 4,740 | Interest income effective interest method | 5,207 | 3,521 | 1,701 | 939 | |
108 | 273 | 395 | 724 | Other interest income | 720 | 392 | 272 | 107 | |
321 | 1,007 | 1,109 | 2,583 | Interest expenses | 2,588 | 1,107 | 1,012 | 321 | |
614 | 843 | 2,353 | 2,880 | Net interest | 10 | 3,339 | 2,805 | 961 | 725 |
338 | 282 | 1,306 | 1,192 | Commission income | 1,446 | 1,586 | 340 | 405 | |
28 | 25 | 97 | 90 | Commission expenses | 186 | 177 | 45 | 47 | |
17 | 19 | 47 | 55 | Other operating income | 781 | 731 | 178 | 163 | |
326 | 276 | 1,256 | 1,156 | Commission income and other income | 11 | 2,042 | 2,141 | 473 | 521 |
20 | 93 | 733 | 677 | Dividends | 33 | 22 | 19 | 1 | |
- | - | - | - | Income from investment in related companies | 3 | 442 | 705 | 195 | 186 |
-40 | -31 | -53 | -123 | Net return on financial investments | 13 | -94 | 112 | -52 | -19 |
-20 | 63 | 680 | 554 | Net return on financial investments | 380 | 840 | 163 | 168 | |
920 | 1,182 | 4,289 | 4,590 | Total income | 5,760 | 5,786 | 1,597 | 1,414 | |
162 | 155 | 650 | 661 | Staff costs | 1,406 | 1,378 | 333 | 342 | |
206 | 261 | 745 | 841 | Other operating expenses | 12 | 1,038 | 981 | 314 | 267 |
368 | 416 | 1,395 | 1,502 | Total operating expenses | 2,443 | 2,360 | 646 | 609 | |
552 | 766 | 2,895 | 3,088 | Result before losses | 3,317 | 3,426 | 951 | 805 | |
20 | 8 | 134 | -37 | Loss on loans, guarantees etc. | 6,7 | -7 | 161 | 19 | 32 |
533 | 758 | 2,760 | 3,125 | Result before tax | 3 | 3,324 | 3,266 | 932 | 773 |
132 | 194 | 518 | 631 | Tax charge | 718 | 563 | 210 | 103 | |
- | - | - | - | Result investment held for sale, after tax | 2,3 | 179 | 200 | 46 | 33 |
401 | 565 | 2,242 | 2,494 | Net profit | 2,785 | 2,902 | 768 | 703 | |
9 | 16 | 48 | 60 | Attributable to additional Tier 1 Capital holders | 63 | 50 | 17 | 10 | |
250 | 351 | 1,403 | 1,557 | Attributable to Equity capital certificate holders | 1,658 | 1,722 | 456 | 413 | |
141 | 198 | 791 | 877 | Attributable to the saving bank reserve | 934 | 971 | 257 | 233 | |
Attributable to non-controlling interests | 130 | 160 | 37 | 47 | |||||
401 | 565 | 2,242 | 2,494 | Net profit | 2,785 | 2,902 | 768 | 703 | |
Profit/diluted profit per ECC | 19 | 12.82 | 13.31 | 3.53 | 3.20 |
Parent bank | Group | ||||||||
Fourth quarter | Jan - Dec | Jan - Dec | Fourth quarter | ||||||
2021 | 2022 | 2021 | 2022 | (NOKm) | 2022 | 2021 | 2022 | 2021 | |
401 | 565 | 2,242 | 2,494 | Net profit | 2,785 | 2,902 | 768 | 703 | |
Items that will not be reclassified to profit/loss | |||||||||
- | 7 | - | 177 | Actuarial gains and losses pensions | 177 | - | 7 | - | |
- | -2 | - | -44 | Tax | -44 | - | -2 | - | |
- | - | - | - | Share of other comprehensive income of associates and joint venture | 4 | 2 | -3 | - | |
- | 5 | - | 133 | Total | 137 | 2 | 2 | - | |
Items that will be reclassified to profit/loss | |||||||||
- | - | - | - | Fair value change on financial assets through other comprehensive income | - | - | - | - | |
-1 | 6 | -1 | 9 | Value changes on loans measured at fair value | 9 | -1 | 6 | -1 | |
- | - | - | - | Share of other comprehensive income of associates and joint venture | 113 | -17 | -121 | 25 | |
- | - | - | - | Tax | - | - | - | - | |
-1 | 6 | -1 | 9 | Total | 122 | -18 | -115 | 24 | |
-1 | 11 | -1 | 142 | Net other comprehensive income | 259 | -16 | -113 | 24 | |
400 | 576 | 2,241 | 2,636 | Total comprehensive income | 3,044 | 2,886 | 655 | 727 | |
9 | 16 | 48 | 60 | Attributable to additional Tier 1 Capital holders | 63 | 50 | 17 | 10 | |
250 | 358 | 1,402 | 1,647 | Attributable to Equity capital certificate holders | 1,823 | 1,712 | 384 | 429 | |
141 | 202 | 790 | 929 | Attributable to the saving bank reserve | 1,028 | 965 | 217 | 242 | |
Attributable to non-controlling interests | 130 | 160 | 37 | 47 | |||||
400 | 576 | 2,241 | 2,636 | Total comprehensive Income | 3,044 | 2,886 | 655 | 727 |