Income statement

Parent bank     Group
  Jan-March     Jan-March  
2021 2021 2022 (NOKm) Note 2022 2021 2021
3,067 729 920 Interest income effective interest method    1,035 843 3,524
395 97 124 Other interest income   123 96 392
1,109 267 396 Interest expenses    400 271 1,120
2,353 558 648 Net interest  10 758 668 2,796
1,306 310 299 Commission income   357 374 1,583
97 22 20 Commission expenses   50 51 207
47 9 17 Other operating income   331 468 1,456
1,256 297 296 Commission income and other income 11 637 790 2,832
733 114 63 Dividends   2 4 22
- - - Income from investment in related companies 3 62 128 705
-53 -19 -19 Net return on financial investments 3,13 172 158 299
680 95 43 Net return on financial investments   235 289 1,026
4,289 951 988 Total income    1,630 1,748 6,655
650 166 181 Staff costs   476 531 1,882
745 177 208 Other operating expenses   286 265 1,111
1,395 344 389 Total operating expenses  12 762 796 2,993
2,895 607 599 Result before losses   868 952 3,662
134 51 -4 Loss on loans, guarantees etc. 6,7 -0 59  161
2,760 556 603 Result before tax 3 868 893 3,501
518 106 144 Tax charge   169 131 609
- - - Result investment held for sale, after tax 2,3 -1 6 10
2,242 450 459 Net profit   698 768 2,902
48 19 20 Attributable to additional Tier 1 Capital holders    21 20 50
1,403 276 280 Attributable to Equity capital certificate holders    413 439 1,722
791 155 158 Attributable to the saving bank reserve    233 247 971
      Attributable to non-controlling interests   30 61 160
2,242 450 459 Net profit   698 768 2,902
      Profit/diluted profit per ECC 19 3.20  3.40 13.31
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 Other comprehensive income

Parent bank   Group
  Jan-March   Jan-March  
2021 2021 2022 (NOKm) 2022 2021 2021
2,242 450 459 Net profit 698 768 2,902
      Items that will not be reclassified to profit/loss      
-49 - - Actuarial gains and losses pensions - - -49
12 - - Tax  - - 12
- - - Share of other comprehensive income of associates and joint venture 1 0 4
-37 - - Total 1 0 -33
             
      Items that will be reclassified to profit/loss      
-1 -1 -1 Value changes on loans measured at fair value -1 -1 -1
- - - Share of other comprehensive income of associates and joint venture 75 -28 21
-1 -1 -1 Total  73 -29 20
-38 -1 -1 Net other comprehensive income  74 -28 -13
2,204 450 457 Total other comprehensive income 772 739 2,889
48 19 20 Attributable to additional Tier 1 Capital holders  21 20 50
1,379 275 279 Attributable to Equity capital certificate holders  461 421 1,714
777 155 157 Attributable to the saving bank reserve  260 237 966
      Attributable to non-controlling interests 30 61 160
2,204 450 457 Total other comprehensive Income 772 739 2,889
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Report and notes

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