Parent bank | Group | ||||||||||
Third quarter | January - September | January - September | Third quarter | ||||||||
2021 | 2021 | 2022 | 2021 | 2022 | (NOKm) | Note | 2022 | 2021 | 2022 | 2021 | 2021 |
3,067 | 767 | 1,220 | 2,240 | 3,163 | Interest income effective interest method | 3,513 | 2,584 | 1,341 | 883 | 3,524 | |
395 | 91 | 181 | 287 | 450 | Other interest income | 448 | 285 | 180 | 90 | 392 | |
1,109 | 263 | 705 | 788 | 1,576 | Interest expenses | 1,591 | 796 | 710 | 266 | 1,120 | |
2,353 | 595 | 697 | 1,739 | 2,037 | Net interest | 10 | 2,370 | 2,073 | 811 | 707 | 2,796 |
1,306 | 340 | 307 | 969 | 909 | Commission income | 1,102 | 1,179 | 369 | 405 | 1,583 | |
97 | 27 | 25 | 69 | 66 | Commission expenses | 163 | 152 | 60 | 54 | 207 | |
47 | 9 | 17 | 31 | 36 | Other operating income | 982 | 1,134 | 230 | 272 | 1,456 | |
1,256 | 321 | 298 | 930 | 880 | Commission income and other income | 11 | 1,921 | 2,161 | 540 | 623 | 2,832 |
733 | 2 | 3 | 713 | 584 | Dividends | 13 | 21 | 8 | 1 | 22 | |
- | - | - | - | - | Income from investment in related companies | 3 | 248 | 519 | 109 | 179 | 705 |
-53 | 15 | 29 | -13 | -92 | Net return on financial investments | 13 | 166 | 267 | 31 | 68 | 299 |
680 | 17 | 32 | 700 | 491 | Net return on financial investments | 427 | 808 | 148 | 248 | 1,026 | |
4,289 | 933 | 1,027 | 3,369 | 3,408 | Total income | 4,718 | 5,042 | 1,499 | 1,578 | 6,655 | |
650 | 169 | 179 | 487 | 505 | Staff costs | 1,383 | 1,419 | 417 | 423 | 1,882 | |
745 | 176 | 190 | 540 | 580 | Other operating expenses | 12 | 825 | 809 | 271 | 275 | 1,111 |
1,395 | 345 | 369 | 1,027 | 1,086 | Total operating expenses | 2,208 | 2,228 | 688 | 698 | 2,993 | |
2,895 | 588 | 658 | 2,342 | 2,322 | Result before losses | 2,511 | 2,814 | 810 | 880 | 3,662 | |
134 | 24 | 12 | 115 | -45 | Loss on loans, guarantees etc. | 6,7 | -26 | 129 | 22 | 31 | 161 |
2,760 | 564 | 646 | 2,228 | 2,367 | Result before tax | 3 | 2,536 | 2,685 | 788 | 849 | 3,501 |
518 | 155 | 159 | 387 | 438 | Tax charge | 520 | 497 | 172 | 175 | 609 | |
- | - | - | - | - | Result investment held for sale, after tax | 2, 3 | 0 | 11 | 1 | 1 | 10 |
2,242 | 408 | 487 | 1,841 | 1,930 | Net profit | 2,017 | 2,199 | 617 | 675 | 2,902 | |
48 | 9 | 12 | 39 | 44 | Attributable to additional Tier 1 Capital holders | 45 | 40 | 12 | 10 | 50 | |
1,403 | 255 | 304 | 1,153 | 1,206 | Attributable to Equity capital certificate holders | 1,201 | 1,308 | 374 | 416 | 1,722 | |
791 | 144 | 171 | 650 | 680 | Attributable to the saving bank reserve | 677 | 737 | 211 | 234 | 971 | |
Attributable to non-controlling interests | 93 | 113 | 19 | 15 | 160 | ||||||
2,242 | 408 | 487 | 1,841 | 1,930 | Net profit | 2,017 | 2,199 | 617 | 675 | 2,902 | |
Profit/diluted profit per ECC | 19 | 9.29 | 10.11 | 2.89 | 3.22 | 13.31 |
Parent bank | Group | ||||||||||
Third quarter | January - September | January - September | Third quarter | ||||||||
2021 | 2021 | 2022 | 2021 | 2022 | (NOKm) | 2022 | 2021 | 2022 | 2021 | 2021 | |
2,242 | 408 | 487 | 1,841 | 1,930 | Net profit | 2,017 | 2,199 | 617 | 675 | 2,902 | |
Items that will not be reclassified to profit/loss | |||||||||||
-49 | - | 171 | - | 171 | Actuarial gains and losses pensions | 171 | - | 171 | - | -49 | |
12 | - | -43 | - | -43 | Tax | -43 | - | -43 | - | 12 | |
- | - | - | - | - | Share of other comprehensive income of associates and joint venture | 7 | 2 | 1 | - | 4 | |
-37 | - | 128 | - | 128 | Total | 136 | 2 | 129 | - | -33 | |
Items that will be reclassified to profit/loss | |||||||||||
- | - | - | - | - | Fair value change on financial assets through other comprehensive income | - | - | - | - | - | |
-1 | -1 | 3 | -1 | 3 | Value changes on loans measured at fair value | 3 | -1 | 3 | -1 | -1 | |
- | - | - | - | - | Share of other comprehensive income of associates and joint venture | 234 | -17 | 142 | 25 | 21 | |
- | - | - | - | - | Tax | - | - | - | - | - | |
-1 | -1 | 3 | -1 | 3 | Total | 237 | -18 | 145 | 24 | 20 | |
-38 | -1 | 131 | -1 | 131 | Net other comprehensive income | 372 | -16 | 274 | 24 | -13 | |
2,204 | 407 | 618 | 1,840 | 2,060 | Total comprehensive income | 2,389 | 2,183 | 891 | 699 | 2,889 | |
48 | 9 | 12 | 39 | 44 | Attributable to additional Tier 1 Capital holders | 45 | 40 | 12 | 10 | 50 | |
1,379 | 255 | 388 | 1,152 | 1,290 | Attributable to Equity capital certificate holders | 1,439 | 1,298 | 550 | 431 | 1,714 | |
777 | 143 | 219 | 649 | 727 | Attributable to the saving bank reserve | 811 | 732 | 310 | 243 | 966 | |
Attributable to non-controlling interests | 93 | 113 | 19 | 15 | 160 | ||||||
2,204 | 407 | 618 | 1,840 | 2,060 | Total comprehensive Income | 2,389 | 2,183 | 891 | 699 | 2,889 |