Note 11 - Net commission income and other income
| Parent bank | Group | |||||||
| Fourth quarter | Jan - Dec | Jan - Dec | Fourth quarter | |||||
| 2021 | 2022 | 2021 | 2022 | (NOKm) | 2022 | 2021 | 2022 | 2021 |
| Commission income | ||||||||
| 25 | 27 | 76 | 77 | Guarantee commission | 77 | 76 | 27 | 24 |
| - | 1 | - | 2 | Broker commission | 267 | 291 | 62 | 70 |
| 14 | 12 | 63 | 42 | Portfolio commission, savings products | 44 | 63 | 12 | 14 |
| 102 | 32 | 450 | 256 | Commission from SpareBank 1 Boligkreditt | 256 | 450 | 32 | 102 |
| 3 | 4 | 14 | 16 | Commission from SpareBank 1 Næringskreditt | 16 | 14 | 4 | 3 |
| 119 | 129 | 413 | 475 | Payment transmission services | 471 | 409 | 128 | 118 |
| 55 | 60 | 214 | 236 | Commission from insurance services | 236 | 214 | 60 | 55 |
| 19 | 18 | 77 | 88 | Other commission income | 80 | 69 | 15 | 17 |
| 338 | 282 | 1,306 | 1,192 | Total commission income | 1,446 | 1,586 | 340 | 404 |
| Commission expenses | ||||||||
| 25 | 22 | 84 | 80 | Payment transmission services | 80 | 85 | 22 | 32 |
| 3 | 3 | 13 | 11 | Other commission expenses | 105 | 91 | 23 | 22 |
| 28 | 25 | 97 | 90 | Total commission expenses | 186 | 177 | 45 | 55 |
| Other operating income | ||||||||
| 5 | 8 | 27 | 30 | Operating income real property | 32 | 26 | 10 | 6 |
| - | - | - | - | Property administration and sale of property | 151 | 150 | 32 | 30 |
| - | - | - | - | Accountant's fees | 564 | 529 | 127 | 114 |
| 11 | 10 | 21 | 25 | Other operating income | 34 | 26 | 9 | 14 |
| 17 | 19 | 47 | 55 | Total other operating income | 781 | 731 | 178 | 163 |
| 326 | 276 | 1,256 | 1,156 | Total net commission income and other operating income | 2,042 | 2,141 | 473 | 521 |
