Note 6 - Losses on loans and guarantees
| Jan - Dec | Fourth quarter | |||||||||||
| 2022 | 2021 | 2022 | 2021 | |||||||||
| Parent Bank (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses | 29 | -97 | -68 | -11 | 39 | 27 | 26 | -30 | -4 | 2 | -64 | -61 |
| Actual loan losses on commitments exceeding provisions made | 7 | 38 | 45 | 10 | 107 | 117 | 3 | 12 | 15 | 2 | 84 | 86 |
| Recoveries on commitments previously written-off | -7 | -7 | -14 | -9 | -1 | -10 | -2 | -0 | -3 | -4 | -1 | -5 |
| Losses for the period on loans and guarantees | 29 | -66 | -37 | -10 | 145 | 134 | 27 | -19 | 8 | 0 | 20 | 20 |
| Jan - Dec | Fourth quarter | |||||||||||
| 2022 | 2021 | 2022 | 2021 | |||||||||
| Group (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses | 38 | -86 | -48 | -20 | 50 | 30 | 29 | -22 | 7 | 3 | -53 | -50 |
| Actual loan losses on commitments exceeding provisions made | 13 | 45 | 58 | 30 | 112 | 142 | 4 | 13 | 17 | 6 | 83 | 89 |
| Recoveries on commitments previously written-off | -7 | -10 | -17 | -9 | -3 | -12 | -2 | -3 | -6 | -4 | -3 | -7 |
| Losses for the period on loans and guarantees | 44 | -51 | -7 | 1 | 159 | 161 | 31 | -12 | 19 | 4 | 27 | 32 |
