Note 6 - Losses on loans and guarantees

  Jan - Dec Fourth quarter
  2022 2021 2022 2021
Parent Bank (NOKm) RM CM Total RM CM Total RM CM Total RM CM Total
Change in provision for expected credit losses  29 -97 -68 -11 39 27 26 -30 -4 2 -64 -61
Actual loan losses on commitments exceeding provisions made 7 38 45 10 107 117 3 12 15 2 84 86
Recoveries on commitments previously written-off -7 -7 -14 -9 -1 -10 -2 -0 -3 -4 -1 -5
Losses for the period on loans and guarantees 29 -66 -37 -10 145 134 27 -19 8 0 20 20
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  Jan - Dec Fourth quarter
  2022 2021 2022 2021
Group (NOKm) RM CM Total RM CM Total RM CM Total RM CM Total
Change in provision for expected credit losses  38 -86 -48 -20 50 30 29 -22 7 3 -53 -50
Actual loan losses on commitments exceeding provisions made 13 45 58 30 112 142 4 13 17 6 83 89
Recoveries on commitments previously written-off -7 -10 -17 -9 -3 -12 -2 -3 -6 -4 -3 -7
Losses for the period on loans and guarantees 44 -51 -7 1 159 161 31 -12 19 4 27 32
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