| Group (NOKm) |
4Q |
3Q |
2Q |
1Q |
4Q |
3Q |
2Q |
1Q |
4Q |
| |
2021 |
2021 |
2021 |
2021 |
2020 |
2020 |
2020 |
2020 |
2019 |
| Interest income effective interest method |
1,047 |
973 |
958 |
939 |
945 |
972 |
1,031 |
1,250 |
1,235 |
| Interest expenses |
324 |
266 |
260 |
271 |
258 |
277 |
365 |
540 |
539 |
| Net interest |
723 |
707 |
698 |
668 |
688 |
695 |
666 |
710 |
697 |
| Commission income |
404 |
405 |
400 |
374 |
393 |
399 |
316 |
335 |
342 |
| Commission expenses |
55 |
54 |
48 |
51 |
54 |
50 |
44 |
47 |
38 |
| Other operating income |
322 |
272 |
395 |
468 |
399 |
277 |
323 |
271 |
255 |
| Commission income and other income |
671 |
623 |
748 |
790 |
738 |
625 |
595 |
558 |
559 |
| Dividends |
1 |
1 |
17 |
4 |
27 |
2 |
2 |
8 |
1 |
| Income from investment in related companies |
186 |
179 |
212 |
128 |
117 |
170 |
177 |
217 |
8 |
| Net return on financial investments |
32 |
68 |
42 |
158 |
53 |
32 |
269 |
-124 |
8 |
| Net return on financial investments |
219 |
248 |
270 |
289 |
197 |
205 |
448 |
101 |
17 |
| Total income |
1,613 |
1,578 |
1,716 |
1,748 |
1,622 |
1,525 |
1,709 |
1,369 |
1,272 |
| Staff costs |
463 |
423 |
465 |
531 |
553 |
415 |
445 |
438 |
393 |
| Other operating expenses |
302 |
275 |
269 |
265 |
271 |
261 |
254 |
268 |
305 |
| Total operating expenses |
765 |
698 |
735 |
796 |
824 |
675 |
699 |
706 |
699 |
| Result before losses |
848 |
880 |
981 |
952 |
798 |
850 |
1.010 |
663 |
574 |
| Loss on loans, guarantees etc. |
32 |
31 |
39 |
59 |
242 |
231 |
170 |
308 |
103 |
| Result before tax |
816 |
849 |
942 |
893 |
556 |
619 |
840 |
355 |
471 |
| Tax charge |
112 |
175 |
191 |
131 |
105 |
102 |
124 |
69 |
123 |
| Result investment held for sale, after tax |
-0 |
1 |
4 |
6 |
-0 |
2 |
3 |
4 |
-1 |
| Net profit |
703 |
675 |
755 |
768 |
450 |
519 |
719 |
290 |
346 |
