Note 6 - Losses on loans and guarantees
| Jan-Sept | Third quarter | ||||||||||||||
| 2021 | 2020 | 2021 | 2020 | 2020 | |||||||||||
| Parent Bank (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses for the period | -14 | 102 | 88 | 53 | 499 | 553 | -2 | 24 | 22 | 14 | 203 | 217 | 49 | 666 | 715 |
| Actual loan losses on commitments exceeding provisions made | 8 | 23 | 31 | 10 | 116 | 126 | 3 | 1 | 4 | 4 | 2 | 5 | 14 | 197 | 212 |
| Recoveries on commitments previously written-off | -5 | -0 | -5 | -6 | -1 | -7 | -2 | -0 | -2 | -2 | -1 | -3 | -7 | -18 | -25 |
| Losses for the period on loans and guarantees | -11 | 125 | 115 | 58 | 614 | 672 | -1 | 25 | 24 | 16 | 204 | 219 | 56 | 846 | 902 |
| Jan-Sept | Third quarter | ||||||||||||||
| 2021 | 2020 | 2021 | 2020 | 2020 | |||||||||||
| Group (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses for the period | -23 | 104 | 81 | 51 | 511 | 562 | -3 | 27 | 24 | 15 | 207 | 222 | 48 | 681 | 729 |
| Actual loan losses on commitments exceeding provisions made | 25 | 29 | 53 | 46 | 112 | 158 | 7 | 2 | 9 | 8 | -14 | -7 | 55 | 213 | 268 |
| Recoveries on commitments previously written-off | -5 | -0 | -5 | -25 | 14 | -11 | -2 | -0 | -2 | -2 | 18 | 16 | -25 | -21 | -46 |
| Losses for the period on loans and guarantees | -3 | 132 | 129 | 72 | 637 | 709 | 3 | 28 | 31 | 21 | 210 | 231 | 78 | 873 | 951 |
