Note 12 - Operating expenses
| Parent bank | Group | |||||
| January - March | January - March | |||||
| 2020 | 2020 | 2021 | (NOKm) | 2021 | 2020 | 2020 |
| 246 | 63 | 64 | IT costs | 89 | 86 | 340 |
| 15 | 4 | 2 | Postage and transport of valuables | 3 | 5 | 19 |
| 52 | 15 | 14 | Marketing | 20 | 24 | 73 |
| 102 | 27 | 24 | Ordinary depreciation | 54 | 42 | 166 |
| 39 | 7 | 13 | Operating expenses, real properties | 18 | 9 | 62 |
| 150 | 38 | 30 | Purchased services | 47 | 53 | 221 |
| 140 | 37 | 31 | Other operating expense | 38 | 53 | 187 |
| 744 | 191 | 177 | Total other operating expenses | 269 | 273 | 1,069 |
