2nd quarter 2021

  • Pre-tax profit: NOK 942m (840m)
  • Post-tax profit: NOK 755m (719m)
  • Return on equity: 14.3% (15.1%)
  • CET1 ratio: 18.3% (17.2%)
  • Growth in lending: 2.0% (2.5%) and in deposits: 7.6% (7.0%)
  • Lending to personal customers increased by 2.2% in the quarter (2.4%), 1.4 percentage point higher growth than in the first quarter. Lending to corporate clients increased by 1.5% (2.7%) which was 0.9 percentage point lower growth than in the first quarter
  • Deposits from personal customers increased by 6.9% (10.2%), 5.1% higher growth than in the first quarter. Deposits from corporate customers increased by 8.0% (4.6%), 0.7 per cent higher growth than in the first quarter
  • Net result of ownership interests: NOK 212m (177m)
  • Net result of financial instruments (incl. dividends): NOK 59m (271m)
  • Losses on loans and guarantees: NOK 39m (170m), 0.08% of gross loans (0.39%)
  • Earnings per equity certificate (EC): NOK 3.51 (3.27). Book value per EC: NOK 100.18 (90.37)
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