Note 7 - Losses on loans and guarantees
| Jan - Dec | Fourth quarter | |||||||||||
| 2023 | 2022 | 2023 | 2022 | |||||||||
| Parent Bank (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses | 4 | -59 | -55 | 29 | -97 | -68 | -8 | -33 | -41 | 26 | -30 | -4 |
| Actual loan losses on commitments exceeding provisions made | 11 | 146 | 157 | 7 | 38 | 45 | 0 | 135 | 135 | 3 | 12 | 15 |
| Recoveries on commitments previously written-off | -21 | -153 | -174 | -7 | -7 | -14 | 5 | -126 | -121 | -2 | -0 | -3 |
| Losses for the period on loans and guarantees | -6 | -66 | -72 | 29 | -66 | -37 | -2 | -25 | -27 | 27 | -19 | 8 |
| Jan - Dec | Fourth quarter | |||||||||||
| 2023 | 2022 | 2023 | 2022 | |||||||||
| Group (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses | 1 | -7 | -6 | 38 | -86 | -48 | -14 | 11 | -4 | 29 | -22 | 7 |
| Actual loan losses on commitments exceeding provisions made | 47 | 168 | 215 | 13 | 45 | 58 | 1 | 144 | 145 | 4 | 13 | 17 |
| Recoveries on commitments previously written-off | -40 | -155 | -195 | -7 | -10 | -17 | 5 | -126 | -121 | -2 | -3 | -6 |
| Losses for the period on loans and guarantees | 8 | 6 | 14 | 44 | -51 | -7 | -8 | 28 | 20 | 31 | -12 | 19 |
