| Group (NOKm) |
4Q |
3Q |
2Q |
1Q |
4Q |
3Q |
2Q |
1Q |
4Q |
| |
2023 |
2023 |
2023 |
2023 |
2022 |
2022 |
2022 |
2022 |
2021 |
| Interest income effective interest method |
3,264 |
2,994 |
2,638 |
2,367 |
2,136 |
1,605 |
1,346 |
1,227 |
1,107 |
| Interest expenses |
1,951 |
1,803 |
1,544 |
1,332 |
1,175 |
791 |
543 |
468 |
382 |
| Net interest |
1,312 |
1,191 |
1,094 |
1,035 |
961 |
814 |
803 |
759 |
725 |
| Commission income |
325 |
336 |
367 |
341 |
340 |
370 |
378 |
358 |
405 |
| Commission expenses |
40 |
58 |
51 |
50 |
45 |
52 |
46 |
42 |
47 |
| Other operating income |
213 |
206 |
245 |
249 |
178 |
173 |
223 |
206 |
163 |
| Commission income and other income |
498 |
484 |
561 |
541 |
473 |
491 |
555 |
522 |
521 |
| Dividends |
-10 |
16 |
18 |
2 |
19 |
8 |
4 |
2 |
1 |
| Income from investment in related companies |
90 |
-2 |
85 |
125 |
195 |
108 |
77 |
62 |
186 |
| Net return on financial investments |
491 |
83 |
1 |
-99 |
-52 |
-30 |
-123 |
111 |
-19 |
| Net return on financial investments |
571 |
97 |
103 |
28 |
163 |
86 |
-43 |
175 |
168 |
| Total income |
2,382 |
1,772 |
1,757 |
1,604 |
1,597 |
1,391 |
1,316 |
1,456 |
1,414 |
| Staff costs |
476 |
435 |
383 |
398 |
333 |
348 |
350 |
375 |
342 |
| Other operating expenses |
390 |
306 |
300 |
330 |
314 |
235 |
235 |
255 |
267 |
| Total operating expenses |
866 |
741 |
683 |
728 |
646 |
583 |
585 |
629 |
609 |
| Result before losses |
1,517 |
1,032 |
1,074 |
875 |
951 |
808 |
731 |
827 |
805 |
| Loss on loans, guarantees etc. |
20 |
35 |
29 |
-71 |
19 |
22 |
-48 |
-0 |
32 |
| Result before tax |
1,496 |
996 |
1,045 |
946 |
932 |
785 |
779 |
827 |
773 |
| Tax charge |
262 |
278 |
159 |
206 |
210 |
179 |
164 |
166 |
103 |
| Result investment held for sale, after tax |
12 |
22 |
37 |
38 |
46 |
10 |
87 |
37 |
33 |
| Net profit |
1,247 |
740 |
923 |
778 |
768 |
617 |
702 |
698 |
703 |
