Parent bank | Group | ||||||||||
Second Quarter | First half | First half | Second Quarter | ||||||||
2022 | 2022 | 2023 | 2022 | 2023 | (NOKm) | Note | 2023 | 2022 | 2023 | 2022 | 2022 |
5,128 | 1,089 | 2,117 | 2,081 | 4,006 | Interest income effective interest method | 4,263 | 2,306 | 2,249 | 1,202 | 5,596 | |
724 | 145 | 390 | 269 | 744 | Other interest income | 742 | 267 | 389 | 144 | 720 | |
2,972 | 542 | 1,542 | 1,010 | 2,873 | Interest expenses | 2,876 | 1,011 | 1,544 | 543 | 2,977 | |
2,880 | 692 | 966 | 1,340 | 1,877 | Net interest | 11 | 2,129 | 1,563 | 1,094 | 803 | 3,339 |
1,192 | 303 | 292 | 603 | 573 | Commission income | 709 | 736 | 367 | 378 | 1,446 | |
90 | 21 | 28 | 41 | 54 | Commission expenses | 101 | 88 | 51 | 46 | 186 | |
55 | 2 | 19 | 19 | 35 | Other operating income | 494 | 429 | 245 | 223 | 781 | |
1,156 | 285 | 283 | 581 | 554 | Commission income and other income | 12 | 1,102 | 1,077 | 561 | 555 | 2,042 |
677 | 518 | 585 | 581 | 589 | Dividends | 20 | 5 | 18 | 4 | 33 | |
- | - | - | - | - | Income from investment in related companies | 4 | 209 | 139 | 85 | 77 | 442 |
-123 | -102 | 20 | -121 | -46 | Net return on financial investments | 14 | -98 | -12 | 1 | -123 | -94 |
554 | 416 | 605 | 459 | 543 | Net return on financial investments | 131 | 132 | 103 | -43 | 380 | |
4,590 | 1,393 | 1,853 | 2,381 | 2,973 | Total income | 3,361 | 2,772 | 1,757 | 1,316 | 5,760 | |
661 | 145 | 181 | 326 | 370 | Staff costs | 781 | 725 | 383 | 350 | 1,406 | |
841 | 183 | 250 | 391 | 529 | Other operating expenses | 13 | 630 | 489 | 300 | 235 | 1,038 |
1,502 | 328 | 430 | 717 | 899 | Total operating expenses | 1,411 | 1,214 | 683 | 585 | 2,443 | |
3,088 | 1,065 | 1,423 | 1,664 | 2,074 | Result before losses | 1,950 | 1,558 | 1,074 | 731 | 3,317 | |
-37 | -53 | 4 | -57 | -73 | Loss on loans, guarantees etc. | 7,8 | -42 | -48 | 29 | -48 | -7 |
3,125 | 1,118 | 1,419 | 1,721 | 2,147 | Result before tax | 4 | 1,991 | 1,606 | 1,045 | 779 | 3,324 |
631 | 134 | 129 | 278 | 305 | Tax charge | 365 | 329 | 159 | 164 | 718 | |
- | - | - | - | - | Result investment held for sale, after tax | 2, 4 | 74 | 123 | 37 | 87 | 179 |
2,494 | 984 | 1,290 | 1,443 | 1,843 | Net profit | 1,701 | 1,400 | 923 | 702 | 2,785 | |
60 | 12 | 25 | 32 | 58 | Attributable to additional Tier 1 Capital holders | 60 | 33 | 26 | 12 | 63 | |
1,557 | 622 | 845 | 902 | 1,192 | Attributable to Equity capital certificate holders | 1,050 | 827 | 575 | 413 | 1,658 | |
877 | 351 | 420 | 508 | 592 | Attributable to the saving bank reserve | 522 | 466 | 286 | 233 | 934 | |
Attributable to non-controlling interests | 70 | 74 | 36 | 44 | 130 | ||||||
2,494 | 984 | 1,290 | 1,443 | 1,843 | Net profit | 1,701 | 1,400 | 923 | 702 | 2,785 | |
Profit/diluted profit per ECC | 20 | 7.82 | 6.39 | 4.21 | 3.20 | 12.82 |
Parent bank | Group | ||||||||||
Second Quarter | First half | First half | Second Quarter | ||||||||
2022 | 2022 | 2023 | 2022 | 2023 | (NOKm) | 2023 | 2022 | 2023 | 2022 | 2022 | |
2,494 | 984 | 1,290 | 1,443 | 1,843 | Net profit | 1,701 | 1,400 | 923 | 702 | 2,785 | |
Items that will not be reclassified to profit/loss | |||||||||||
177 | - | - | - | - | Actuarial gains and losses pensions | - | - | - | - | 177 | |
-44 | - | - | - | - | Tax | - | - | - | - | -44 | |
- | - | - | - | - | Share of other comprehensive income of associates and joint venture | 1 | 7 | 1 | 6 | 4 | |
133 | - | - | - | - | Total | 1 | 7 | 1 | 6 | 137 | |
Items that will be reclassified to profit/loss | |||||||||||
9 | - | - | - | - | Fair value change on financial assets through other comprehensive income | - | - | - | - | 9 | |
- | 1 | - | -0 | -1 | Value changes on loans measured at fair value | -1 | -0 | -7 | 1 | - | |
- | - | - | - | - | Share of other comprehensive income of associates and joint venture | -11 | 91 | 5 | 17 | 113 | |
- | - | - | - | - | Tax | - | - | - | - | - | |
9 | 1 | - | -0 | -1 | Total | -12 | 91 | -1 | 18 | 122 | |
142 | 1 | - | -0 | -1 | Net other comprehensive income | -11 | 98 | -1 | 24 | 259 | |
2,636 | 985 | 1,290 | 1,443 | 1,841 | Total comprehensive income | 1,690 | 1,498 | 922 | 726 | 3,044 | |
60 | 12 | 25 | 32 | 58 | Attributable to additional Tier 1 Capital holders | 60 | 33 | 26 | 12 | 63 | |
1,647 | 623 | 845 | 902 | 1,191 | Attributable to Equity capital certificate holders | 1,042 | 889 | 574 | 429 | 1,823 | |
929 | 351 | 420 | 508 | 592 | Attributable to the saving bank reserve | 518 | 501 | 286 | 242 | 1,028 | |
Attributable to non-controlling interests | 70 | 74 | 36 | 44 | 130 | ||||||
2,636 | 985 | 1,290 | 1,443 | 1,841 | Total comprehensive Income | 1,690 | 1,498 | 922 | 726 | 3,044 |