Income statement

Parent bank     Group
  Jan - Mar     Jan - Mar  
2022 2022 2023 (NOKm) Note 2023 2022 2022
5,128 991 1,889 Interest income effective interest method   2,014 1,104 5,596
724 124 354 Other interest income   353 123 720
2,972 467 1,331 Interest expenses    1,332 468 2,977
2,880 648 911 Net interest  10 1,035 759 3,339
1,192 299 281 Commission income   341 358 1,446
90 20 26 Commission expenses   50 42 186
55 17 16 Other operating income   249 206 781
1,156 296 271 Commission income and other income 11 541 522 2,042
677 63 4 Dividends   2 2 33
- - - Income from investment in related companies 3 125 62 442
-123 -19 -66 Net return on financial investments 13 -99 111 -94
554 43 -62 Net return on financial investments   28 175 380
4,590 988 1,120 Total income   1,604 1,456 5,760
661 181 189 Staff costs   398 375 1,406
841 208 280 Other operating expenses 12 330 255 1,038
1,502 389 469 Total operating expenses    728 629 2,443
3,088 599 651 Result before losses   875 827 3,317
-37 -4 -77 Loss on loans, guarantees etc. 6,7 -71 -0 -7
3,125 603 728 Result before tax 3 946 827 3,324
631 144 176 Tax charge   206 166 718
- - - Result investment held for sale, after tax  2, 3 38 37 179
2,494 459 552 Net profit   778 698 2,785
60 20 33 Attributable to additional Tier 1 Capital holders    34 21 63
1,557 280 332 Attributable to Equity capital certificate holders    455 413 1,658
877 158 187 Attributable to the saving bank reserve    256 233 934
      Attributable to non-controlling interests   33 30 130
2,494 459 552 Net profit   778 698 2,785
      Profit/diluted profit per ECC 19 3.51 3.20 12.82
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Other comprehensive income

Parent bank     Group
  Jan - Mar     Jan - Mar  
2022 2022 2023 (NOKm) 2023 2022 2022
2,494 459 552 Net profit 778 698 2,785
      Items that will not be reclassified to profit/loss      
177 - - Actuarial gains and losses pensions - - 177
-44 - - Tax  - - -44
- - - Share of other comprehensive income of associates and joint venture 1 1 4
133 - - Total 1 1 137
             
      Items that will be reclassified to profit/loss      
9 - - Fair value change on financial assets through other comprehensive income - - 9
- -1 5 Value changes on loans measured at fair value 5 -1 -
- - - Share of other comprehensive income of associates and joint venture -16 75 113
- - -  Tax - - -
9 -1 5  Total  -11 73 122
142 -1 5  Net other comprehensive income  -10 74 259
2,636 458 558 Total comprehensive income 768 772 3,044
60 20 33 Attributable to additional Tier 1 Capital holders  34 21 63
1,647 280 335 Attributable to Equity capital certificate holders  448 461 1,823
929 158 189 Attributable to the saving bank reserve  253 260 1,028
      Attributable to non-controlling interests 33 30 130
2,636 458 558 Total comprehensive Income 768 772 3,044
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Report and notes

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