Cash flow statement
| Parent bank | Group | |||
| Jan-Dec | Jan-Dec | |||
| 2019 | 2020 | (NOKm) | 2020 | 2019 |
| 2,263 | 1,356 | Net profit | 1,978 | 2,563 |
| 109 | 102 | Depreciations and write-downs on fixed assets | 166 | 172 |
| 245 | 902 | Losses on loans and guarantees | 951 | 299 |
| 2,617 | 2,360 | Net cash increase from ordinary operations | 3,096 | 3,035 |
| 869 | -4,093 | Decrease/(increase) other receivables | -4,681 | 1,235 |
| -96 | 3,582 | Increase/(decrease) short term debt | 3,896 | 716 |
| -4,613 | -8,075 | Decrease/(increase) loans to customers | -8,795 | -5,843 |
| 1,998 | -3,721 | Decrease/(increase) loans credit institutions | -2,981 | 2,964 |
| 5,422 | 11,296 | Increase/(decrease) deposits to customers | 11,611 | 5,302 |
| -960 | 5,045 | Increase/(decrease) debt to credit institutions | 4,242 | -361 |
| -2,766 | -3,490 | Increase/(decrease) in short term investments | -3,491 | -2,766 |
| 2,471 | 2,905 | A) Net cash flow from operations | 2,896 | 4,280 |
| -66 | -38 | Increase in tangible fixed assets | -136 | -120 |
| 84 | -418 | Paid-up capital, associated companies | -873 | -312 |
| 36 | 37 | Net investments in long-term shares and partnerships | 587 | -1,080 |
| 54 | -420 | B) Net cash flow from investments | -422 | -1,512 |
| -177 | -295 | Increase/(decrease) in subordinated loan capital | -295 | -177 |
| 1 | 3 | Increase/(decrease) in equity | 14 | -33 |
| -661 | -647 | Dividend cleared | -647 | -661 |
| -373 | -364 | Disbursed from gift fund | -364 | -373 |
| 203 | -56 | Increase/(decrease) in Additional Tier 1 capital | -59 | 201 |
| -1,639 | 877 | Increase/(decrease) in other long term loans | 880 | -1,846 |
| -2,646 | -482 | C) Net cash flow from financial activities | -470 | -2,890 |
| -121 | 2,003 | A) + B) + C) Net changes in cash and cash equivalents | 2,003 | -121 |
| 883 | 761 | Cash and cash equivalents at 1.1 | 761 | 883 |
| 761 | 2,764 | Cash and cash equivalents at end of quarter | 2,764 | 761 |
| -121 | 2,003 | Net changes in cash and cash equivalents | 2,003 | -121 |
