Group (NOKm) | 3Q | 2Q | 1Q | 4Q | 3Q | 2Q | 1Q | 4Q | 3Q |
2020 | 2020 | 2020 | 2019 | 2019 | 2019 | 2019 | 2018 | 2018 | |
Interest income effective interest method | 971 | 1,031 | 1,250 | 1,235 | 1,190 | 1,127 | 1,075 | 1,082 | 1,025 |
Interest expenses | 276 | 365 | 540 | 538 | 512 | 463 | 426 | 438 | 414 |
Net interest | 695 | 666 | 710 | 697 | 678 | 664 | 649 | 644 | 610 |
Commission income | 414 | 331 | 349 | 371 | 374 | 363 | 329 | 343 | 344 |
Commission expenses | 52 | 47 | 50 | 47 | 55 | 51 | 40 | 42 | 45 |
Other operating income | 277 | 323 | 271 | 255 | 235 | 294 | 262 | 242 | 186 |
Commission income and other income | 638 | 607 | 570 | 579 | 554 | 606 | 551 | 543 | 486 |
Dividends | 2 | 2 | 8 | 1 | 1 | 11 | 2 | 2 | 0 |
Income from investment in related companies | 170 | 177 | 217 | 8 | 85 | 231 | 555 | 130 | 105 |
Net return on financial investments | 32 | 269 | -124 | 8 | 35 | 95 | 169 | -37 | 77 |
Net return on financial investments | 205 | 448 | 101 | 17 | 121 | 336 | 727 | 95 | 182 |
Total income | 1,538 | 1,721 | 1,381 | 1,292 | 1,353 | 1,607 | 1,926 | 1,282 | 1,277 |
Staff costs | 422 | 449 | 443 | 411 | 404 | 438 | 447 | 391 | 376 |
Other operating expenses | 263 | 258 | 273 | 309 | 269 | 263 | 257 | 311 | 240 |
Total operating expenses | 685 | 706 | 716 | 720 | 673 | 701 | 704 | 701 | 616 |
Result before losses | 853 | 1,015 | 665 | 572 | 680 | 907 | 1,223 | 580 | 661 |
Loss on loans, guarantees etc. | 231 | 170 | 308 | 103 | 71 | 59 | 67 | 67 | 69 |
Result before tax | 621 | 845 | 357 | 469 | 609 | 848 | 1,155 | 513 | 592 |
Tax charge | 102 | 126 | 67 | 123 | 121 | 165 | 109 | 104 | 119 |
Result investment held for sale, after tax | 0 | -0 | 0 | 0 | -0 | 0 | 0 | -8 | 6 |
Net profit | 519 | 719 | 290 | 346 | 488 | 683 | 1,046 | 401 | 480 |