Income statement

 

Parent bank     Group
      January - September     January - September      
2019  3Q 19 3Q 20 2019 2020 (NOKm) Note 2020 2019 3Q 20 3Q 19 2019
3,732 964 753 2,742 2,541 Interest income effective interest method   2,868 3,031 871 1,063 4,121
509 127 101 363 387 Other interest income   384 361 100 126 505
1,916 506 274 1,384 1,170 Interest expenses    1,181 1,401 276 512 1,939
2,325 586 579 1,721 1,758 Net interest  10 2,071 1,991 695 678 2,687
1,127 296 330 834 869 Commission income   1,094 1,066 414 374 1,437
95 29 26 73 68 Commission expenses   149 146 52 55 193
30 7 8 20 30 Other operating income   870 791 277 235 1,046
1,061 274 312 781 831 Commission income and other income   1,815 1,711 638 554 2,290
884 1 73 813 489 Dividends   12 14 2 1 15
- - - - - Income from investment in related companies 3 564 871 170 85 879
54 3 -1 98 27 Net return on financial investments 3 177 300 32 35 307
937 4 72 912 516 Net return on financial investments   754 1,185 205 121 1,201
4,324 864 964 3,414 3,106 Total income   4,640 4,886 1,538 1,353 6,178
614 149 161 463 492 Staff costs   1,314 1,288 422 404 1,699
750 191 185 543 560 Other operating expenses   793 789 263 269 1,098
1,364 340 346 1,006 1,051 Total operating expenses  11 2,107 2,077 685 673 2,797
2,960 524 618 2,408 2,054 Result before losses   2,532 2,809 853 680 3,380
245 59 219 163 672 Loss on loans, guarantees etc. 6.7 709 198 231 71  299
2,715 465 399 2,245 1,382 Result before tax 3 1,823 2,612 621 609 3,081
452 117 79 352 228 Tax charge   296 395 102 121 518
- - - - - Result investment held for sale, after tax  2, 3  0 0 0 -0 0
2,263 349 320 1,893 1,155 Net profit   1,528 2,217 519 488 2,563
47 9 10 37 47 Attributable to additional Tier 1 Capital holders    49 39 11 10 49
1,417 217 198 1,187 708 Attributable to Equity capital certificate holders    890 1,365 304 299 1,572
799 122 112 669 399 Attributable to the saving bank reserve    501 769 172 168 886
          Attributable to non-controlling interests   88 44 33 11 56
2,263 349 320 1,893 1,155 Net profit   1,528 2,217 519 488 2,563
          Profit/diluted profit per ECC 17 6.88 10.54 2.35 2.30 12.14

 

Other comprehensive income

Parent bank     Group
      January -
September		    January -
September		      
2019 2Q 19 3Q 20 2019 2020 (NOKm) 2020 2019 3Q 20 2Q 19 2019
2,263 349 320 1,893 1,155 Net profit 1,528 2,217 519 488 2,563
          Items that will not be reclassified to profit/loss          
-33 - - - -62 Actuarial gains and losses pensions -62 - - - -33
8 - - - 16 Tax  16 - - - 8
- - - - - Share of other comprehensive income of associates and joint venture 9 3 3 1 21
-25 - - - -47 Total -37 3 3 1 -4
                     
          Items that will be reclassified to profit/loss          
- - - - - Fair value change on financial assets through other comprehensive income - - - - -
6 -2 2 -2 7 Value changes on loans measured at fair value 7 -2 2 -2 6
- - - - - Share of other comprehensive income of associates and joint venture 6 -14 -10 -5 -12
- - - - -  Tax - - - - -
6 -2 2 -2 7  Total  13 -16 -8 -6 -5
-18 -2 2 -2 -40  Net other comprehensive income  -24 -13 -6 -6 -9
2,245 347 321 1,891 1,115 Total other comprehensive income 1,503 2,204 513 482 2,554
47 9 10 37 47 Attributable to additional Tier 1 Capital holders  49 39 11 10 49
1,405 216 199 1,185 683 Attributable to Equity capital certificate holders  874 1,356 301 295 1,566
792 122 112 668 385 Attributable to the saving bank reserve  493 764 169 166 883
          Attributable to non-controlling interests 88 44 33 11 56
2,245 347 321 1,891 1,115 Total other comprehensive Income 1,503 2,204 513 482 2,554
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