Cash flow statement
| Parent bank | Group | |||||
| January - September |
January - September |
|||||
| 2019 | 2019 | 2020 | (NOKm) | 2020 | 2019 | 2019 |
| 2,263 | 1,893 | 1,155 | Net profit | 1,528 | 2,217 | 2,563 |
| 109 | 83 | 77 | Depreciations and write-downs on fixed assets | 122 | 130 | 172 |
| 245 | 163 | 672 | Losses on loans and guarantees | 709 | 198 | 299 |
| 2,617 | 2,139 | 1,904 | Net cash increase from ordinary operations | 2,358 | 2,545 | 3,035 |
| 869 | -368 | -7,090 | Decrease/(increase) other receivables | -7,783 | -448 | 1,235 |
| -96 | 576 | 5,005 | Increase/(decrease) short term debt | 4,785 | 1,192 | 716 |
| -4,613 | -2,534 | -6,920 | Decrease/(increase) loans to customers | -7,606 | -3,508 | -5,843 |
| 1,998 | -88 | -1,119 | Decrease/(increase) loans credit institutions | -407 | 642 | 2,964 |
| 5,422 | 3,374 | 9,086 | Increase/(decrease) deposits to customers | 9,474 | 3,025 | 5,302 |
| -960 | -683 | 3,486 | Increase/(decrease) debt to credit institutions | 2,732 | -272 | -361 |
| -2,766 | -777 | -3,259 | Increase/(decrease) in short term investments | -3,260 | -777 | -2,766 |
| 2,471 | 1,638 | 1,093 | A) Net cash flow from operations | 293 | 2,400 | 4,280 |
| -66 | -54 | -9 | Increase in tangible fixed assets | -50 | -147 | -120 |
| 84 | -393 | -343 | Paid-up capital, associated companies | -588 | -295 | -312 |
| 36 | 31 | -6 | Net investments in long-term shares and partnerships | 1,063 | -513 | -1,080 |
| 54 | -416 | -358 | B) Net cash flow from investments | 424 | -956 | -1,512 |
| -177 | -17 | -295 | Increase/(decrease) in subordinated loan capital | -294 | -14 | -177 |
| 1 | 1 | 3 | Increase/(decrease) in equity | 18 | -15 | -33 |
| -661 | -661 | -647 | Dividend cleared | -647 | -661 | -661 |
| -373 | -373 | -364 | Disbursed from gift fund | -364 | -373 | -373 |
| 203 | -37 | -47 | Increase/(decrease) in Additional Tier 1 capital | -49 | -39 | 201 |
| -1,639 | 262 | 3,080 | Increase/(decrease) in other long term loans | 3,083 | 54 | -1,846 |
| -2,646 | -826 | 1,730 | C) Net cash flow from financial activities | 1,748 | -1,048 | -2,890 |
| -121 | 396 | 2,465 | A) + B) + C) Net changes in cash and cash equivalents | 2,465 | 396 | -121 |
| 883 | 883 | 761 | Cash and cash equivalents at 1.1 | 761 | 883 | 883 |
| 761 | 1,279 | 3,227 | Cash and cash equivalents at end of quarter | 3,227 | 1,279 | 761 |
| -121 | 396 | 2,465 | Net changes in cash and cash equivalents | 2,465 | 396 | -121 |
