Group (NOKm) | 1Q | 4Q | 3Q | 2Q | 1Q | 4Q | 3Q | 2Q | 1Q |
2020 | 2019 | 2019 | 2019 | 2019 | 2018 | 2018 | 2018 | 2018 | |
Interest income effective interest method | 1.250 | 1.235 | 1.190 | 1.127 | 1.075 | 1.082 | 1.025 | 989 | 962 |
Interest expenses | 540 | 538 | 512 | 463 | 426 | 438 | 414 | 408 | 394 |
Net interest | 710 | 697 | 678 | 664 | 649 | 644 | 610 | 581 | 568 |
Commission income | 349 | 371 | 374 | 363 | 329 | 343 | 344 | 361 | 339 |
Commission expenses | 50 | 47 | 55 | 51 | 40 | 42 | 45 | 45 | 36 |
Other operating income | 271 | 255 | 235 | 294 | 262 | 242 | 186 | 291 | 239 |
Commission income and other income | 570 | 579 | 554 | 606 | 551 | 543 | 486 | 607 | 542 |
Dividends | 8 | 1 | 1 | 11 | 2 | 2 | 0 | 4 | 2 |
Income from investment in related companies | 217 | 8 | 85 | 231 | 555 | 130 | 105 | 102 | 79 |
Net return on financial investments | -124 | 8 | 35 | 95 | 169 | -37 | 77 | 195 | 99 |
Net return on financial investments | 101 | 17 | 121 | 336 | 727 | 95 | 182 | 300 | 180 |
Total income | 1.381 | 1.292 | 1.353 | 1.607 | 1.926 | 1.282 | 1.277 | 1.488 | 1.290 |
Staff costs | 443 | 411 | 404 | 438 | 447 | 391 | 376 | 413 | 403 |
Other operating expenses | 273 | 309 | 269 | 263 | 257 | 311 | 240 | 248 | 241 |
Total operating expenses | 716 | 720 | 673 | 701 | 704 | 701 | 616 | 661 | 645 |
Result before losses | 665 | 572 | 680 | 907 | 1.223 | 580 | 661 | 827 | 645 |
Loss on loans, guarantees etc. | 308 | 103 | 71 | 59 | 67 | 67 | 69 | 78 | 48 |
Result before tax | 357 | 469 | 609 | 848 | 1.155 | 513 | 592 | 748 | 596 |
Tax charge | 67 | 123 | 121 | 165 | 109 | 104 | 119 | 156 | 131 |
Result investment held for sale, after tax | 0 | 0 | -0 | 0 | 0 | -8 | 6 | 150 | 1 |
Net profit | 290 | 346 | 488 | 683 | 1.046 | 401 | 480 | 743 | 466 |