Note 8 - Gross loans
| Parent Bank | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV |
Total |
| Balance at 1 January 2020 | 102,235 | 9,101 | 1,957 | 4,677 | 117,970 |
| Transfer to stage 1 | 1,532 | -1,503 | -29 | - | - |
| Transfer to stage 2 | -4,189 | 4,278 | -89 | - | - |
| Transfer to stage 3 | -103 | -157 | 260 | - | - |
| Net increase/decrease amount excisting loans | -3,743 | -339 | 222 | 32 | -3,829 |
| New loans | 56,307 | 2,055 | 390 | 508 | 59,261 |
| Derecognitions | -44,631 | -2,531 | -527 | -893 | -48,582 |
| Actual loan losses | 0 | -113 | -30 | 0 | -143 |
| Balance at 30 September 2020 | 107,408 | 10,791 | 2,154 | 4,324 | 124,677 |
| Parent Bank | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV |
Total |
| Balance at 1 January 2019 | 97,458 | 9,888 | 1,543 | 4,467 | 113,356 |
| Transfer to stage 1 | 2,402 | -2,373 | -28 | - | - |
| Transfer to stage 2 | -2,560 | 2,601 | -40 | - | - |
| Transfer to stage 3 | -61 | -364 | 425 | - | - |
| -Net increase/decrease amount excisting loans | -2,256 | -43 | -39 | -84 | -2,422 |
| New loans | 41,405 | 829 | 352 | 836 | 43,422 |
| Derecognitions | -35,526 | -2,239 | -242 | -428 | -38,435 |
| Actual loan losses | -2 | -3 | -16 | 0 | -21 |
| Balance at 30 September 2019 | 100,859 | 8,295 | 1,955 | 4,791 | 115,900 |
| Parent Bank | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV |
Total |
| Balance at 1 January 2019 | 97,458 | 9,888 | 1,543 | 4,467 | 113,356 |
| Transfer to stage 1 | 2,479 | -2,438 | -41 | - | - |
| Transfer to stage 2 | -3,252 | 3,318 | -66 | - | - |
| Transfer to stage 3 | -67 | -361 | 429 | - | - |
| Net increase/decrease amount excisting loans | -3,481 | -213 | -28 | -133 | -3,856 |
| New loans | 54,871 | 1,793 | 497 | 1,022 | 58,184 |
| Derecognitions | -45,771 | -2,879 | -335 | -678 | -49,665 |
| Actual loan losses | -2 | -6 | -41 | 0 | -49 |
| Balance at 31 December 2019 | 102,235 | 9,101 | 1,957 | 4,677 | 117,970 |
| Group | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV |
Total |
| Balance at 1 January 2020 | 109,140 | 10,350 | 2,110 | 4,677 | 126,277 |
| Transfer to stage 1 | 1,894 | -1,856 | -38 | - | - |
| Transfer to stage 2 | -4,707 | 4,812 | -105 | - | - |
| Transfer to stage 3 | -152 | -221 | 373 | - | - |
| Net increase/decrease amount excisting loans | -3,706 | -425 | 214 | 32 | -3,885 |
| New loans | 59,118 | 2,366 | 401 | 508 | 62,392 |
| Derecognitions | -45,801 | -2,719 | -580 | -893 | -49,993 |
| Actual loan losses | -900 | -210 | -41 | 0 | -1,151 |
| Balance at 30 September 2020 | 114,887 | 12,097 | 2,332 | 4,324 | 133,640 |
| Group | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV |
Total |
| Balance at 1 January 2019 | 103,493 | 10,829 | 1,683 | 4,467 | 120,473 |
| Transfer to stage 1 | 2,667 | -2,632 | -34 | - | - |
| Transfer to stage 2 | -3,142 | 3,194 | -52 | - | - |
| Transfer to stage 3 | -101 | -412 | 513 | - | - |
| Net increase/decrease amount excisting loans | -3,109 | -221 | -60 | -84 | -3,473 |
| New loans | 44,236 | 1,066 | 373 | 836 | 46,511 |
| Derecognitions | -36,420 | -2,391 | -284 | -428 | -39,523 |
| Financial assets with actual loan losses | -2 | -3 | -16 | 0 | -21 |
| Balance at 30 September 2019 | 107,623 | 9,430 | 2,123 | 4,791 | 123,967 |
| Group | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV |
Total |
| Balance at 1 January 2019 | 103,494 | 10,829 | 1,683 | 4,467 | 120,473 |
| Transfer to stage 1 | 2,712 | -2,665 | -47 | - | - |
| Transfer to stage 2 | -3,865 | 3,953 | -88 | - | - |
| Transfer to stage 3 | -126 | -402 | 527 | - | - |
| Net increase/decrease amount excisting loans | -4,553 | -441 | -53 | -133 | -5,180 |
| New loans | 58,443 | 2,164 | 524 | 1,022 | 62,153 |
| Derecognitions | -46,963 | -3,082 | -396 | -678 | -51,119 |
| Financial assets with actual loan losses | -2 | -6 | -41 | 0 | -49 |
| Balance at 31 December 2019 | 109,140 | 10,350 | 2,110 | 4,677 | 126,277 |
