Note 6 - Losses on loans and guarantees
| Parent Bank | January - September | January - September | |||||||
| 2020 | 2019 | 2019 | |||||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses for the period | 53 | 499 | 553 | 21 | 137 | 157 | 28 | 205 | 234 |
| Actual loan losses on commitments exceeding provisions made | 10 | 116 | 126 | 7 | 4 | 11 | 10 | 9 | 19 |
| Recoveries on commitments previously written-off | -6 | -1 | -7 | -4 | -1 | -5 | -5 | -1 | -7 |
| Losses for the period on loans and guarantees | 58 | 614 | 672 | 24 | 140 | 163 | 32 | 213 | 245 |
| Group | January - September | January - September | |||||||
| 2020 | 2019 | 2019 | |||||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses for the period | 51 | 511 | 562 | 24 | 141 | 165 | 34 | 212 | 246 |
| Actual loan losses on commitments exceeding provisions made | 46 | 112 | 158 | 28 | 11 | 39 | 40 | 22 | 62 |
| Recoveries on commitments previously written-off | -25 | 14 | -11 | -4 | -2 | -6 | -6 | -2 | -8 |
| Losses for the period on loans and guarantees | 72 | 637 | 709 | 47 | 150 | 198 | 68 | 231 | 299 |
