Note 6 - Losses on loans and guarantees
| Parent Bank | Jan-Dec | Jan-Dec | ||||
| 2019 | 2018 | |||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses for the period | 28 | 205 | 234 | 18 | 126 | 144 |
| Actual loan losses on commitments exceeding provisions made | 10 | 9 | 19 | 6 | 86 | 93 |
| Recoveries on commitments previously written-off | -5 | -1 | -7 | -7 | -1 | -8 |
| Losses for the period on loans and guarantees | 32 | 213 | 245 | 17 | 212 | 229 |
| Group | Jan-Dec | Jan-Dec | ||||
| 2019 | 2018 | |||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses for the period | 34 | 212 | 246 | 23 | 127 | 150 |
| Actual loan losses on commitments exceeding provisions made | 40 | 22 | 62 | 30 | 98 | 127 |
| Recoveries on commitments previously written-off | -6 | -2 | -8 | -13 | -1 | -15 |
| Losses for the period on loans and guarantees | 68 | 231 | 299 | 40 | 223 | 263 |
