Income statement

 

Parent bank     Group
      January -
September		     January -
September		      
2018 3Q 18 3Q 19 2018 2019 (NOKm) Note 2019 2018 3Q 19 3Q 18 2018
3,335 841 964 2,452 2,742 Interest income effective interest method   3,031 2,688 1,063 922 3,660
401 103 127 290 363 Other interest income   361 287 126 102 398
1,640 410 506 1,205 1,384 Interest expenses    1,401 1,217 512 414 1,655
2,097 534 586 1,536 1,721 Net interest  10 1,991 1,759 678 610 2,403
1,102 272 296 823 834 Commission income   1,066 1,044 374 344 1,387
92 24 29 70 73 Commission expenses   146 126 55 45 168
32 6 7 23 20 Other operating income   791 716 235 186 958
1,042 253 274 776 781 Commission income and other income   1,711 1,634 554 486 2,177
516 18 1 514 813 Dividends   14 6 1 0 8
- - - - - Income from investment in related companies 3 871 286 85 105 416
152 35 3 204 98 Net return on financial investments 3 300 370 35 77 334
668 53 4 718 912 Net return on financial investments   1,185 662 121 182 757
3,807 841 864 3,030 3,414 Total income   4,886 4,055 1,353 1,277 5,337
577 143 149 448 463 Staff costs   1,288 1,193 404 376 1,584
685 160 191 487 543 Other operating expenses   789 729 269 240 1,040
1,262 303 340 935 1,006 Total operating expenses  11 2,077 1,922 673 616 2,624
2,546 538 524 2,095 2,408 Result before losses   2,809 2,133 680 661 2,713
229 60 59 172 163 Loss on loans, guarantees etc. 6.7 198 196 71 69  263
2,316 478 465 1,923 2,245 Result before tax 3 2,612 1,937 609 592 2,450
456 113 117 354 352 Tax charge   395 405 121 119 509
62 - - 80 - Result investment held for sale, after tax  2, 3  0 157 -0 6 149
1,922 365 349 1,649 1,893 Net profit   2,217 1,689 488 480 2,090
36 7 9 27 37 Attributable to additional Tier 1 Capital holders    39 28 10 7 37
1,207 229 217 1,038 1,187 Attributable to Equity capital certificate holders    1,365 1,044 299 301 1,291
680 129 122 585 669 Attributable to the saving bank reserve    769 588 168 170 727
          Attributable to non-controlling interests   44 29 11 2 34
1,922 365 349 1,649 1,893 Net profit   2,217 1,689 488 480 2,090
          Profit/diluted profit per ECC 17 10.54 8.07 2.30 2.32 9.97

 

 

 

 

Other comprehensive income

 

Parent bank     Group
      January -
September		     January -
September		      
2018 3Q 18 3Q 19 2018 2019 (NOKm) 2019 2018 3Q 19 3Q 18 2018
1,922 365 349 1,649 1,893 Net profit 2,217 1,689 488 480 2,090
          Items that will not be reclassified to profit/loss          
18 - - - - Actuarial gains and losses pensions - -3 - - 18
-6 - - - - Tax  - 1 - - -6
- - - - - Share of other comprehensive income of associates and joint venture 3 1 1 0 1
12 - - - - Total 3 -1 1 0 13
                     
          Items that will be reclassified to profit/loss          
- -7 - - - Fair value change on financial assets through other comprehensive income - - - -7 -
-2 -0 -2 -2 -2 Value changes on loans measured at fair value -2 -2 -2 -0 -2
- - - - - Share of other comprehensive income of associates and joint venture -14 -13 -5 -3 -38
- - - - -  Tax - - - 0 -
-2 -7 -2 -2 -2  Total  -16 -15 -6 -9 -40
11 -7 -2 -2 -2  Net other comprehensive income  -13 -16 -6 -9 -27
1,933 358 347 1,648 1,891 Total other comprehensive income 2,204 1,673 482 471 2,063
36 7 9 27 37 Attributable to additional Tier 1 Capital holders  39 28 10 7 37
1,213 225 216 1,037 1,185 Attributable to Equity capital certificate holders  1,356 1,034 295 295 1,274
684 127 122 584 668 Attributable to the saving bank reserve  764 583 166 166 718
          Attributable to non-controlling interests 44 28 11 2 34
1,933 358 347 1,648 1,891 Total other comprehensive Income 2,204 1,673 482 471 2,063

 

 

© SpareBank 1 SMN