Income statement

Parent bank     Group
      First half     First half      
2018 2Q 18 2Q 19 2018 2019 (NOKm) Note 2019 2018 2Q 19 2Q 18 2018
3,335 812 910 1,611 1,777 Interest income effective interest method   1,968 1,766 1,007 891 3,660
401  99 121 187 236 Other interest income   234 185 120  98 398
1,640 404 457 795 878 Interest expenses    889 802 463 408 1,655
2,097 506 574 1,002 1,136 Net interest  10 1,313 1,149 664 581 2,403
1,102 274 276 551 537 Commission income   692 700 363 361 1,387
92 26 26 45 44 Commission expenses   91 82 51 45 168
32 8 6 18 13 Other operating income   556 530 294 291 958
1,042 256 256 523 507 Commission income and other income   1,157 1,149 606 607 2,177
516 493 477 495 812 Dividends   13 6 11 4 8
- - - - - Income from investment in related companies 3 786 181 231 102 416
152 130 8 169 96 Net return on financial investments 3 264 293 95 195 334
668 623 485 664 908 Net return on financial investments   1,063 480 336 300 757
3,807 1,385 1,315 2,190 2,550 Total income   3,533 2,778 1,607 1,488 5,337
577 150 152 305 314 Staff costs   885 817 438 413 1,584
685 176 181 327 352 Other operating expenses   520 490 263 248 1,040
1,262 326 333 632 666 Total operating expenses  11 1,404 1,306 701 661 2,624
2,546 1,059 982 1,557 1,884 Result before losses   2,129 1,471 907 827 2,713
229 67 45 112 104 Loss on loans, guarantees etc. 6,7 126 127 59 78  263
2,316 992 937 1,445 1,779 Result before tax 3 2,003 1,345 848 748 2,450
456 127 140 241 236 Tax charge   274 287 165 156 509
62 80 - 80 - Result investment held for sale, after tax  2,3 0 151 0 150 149
1,922 944 797 1,285 1,544 Net profit   1,729 1,209 683 743 2,090
36 9 9 19 28 Attributable to additional Tier 1 Capital holders    29 20 10 9 37
1,207 598 504 809 969 Attributable to Equity capital certificate holders    1,066 744 416 458 1,291
680 337 284 456 546 Attributable to the saving bank reserve    601 419 234 258 727
          Attributable to non-controlling interests   33 27 22 19 34
1,922 944 797 1,285 1,544 Net profit   1,729 1,209 683 743 2,090
          Profit/diluted profit per ECC 17 8.23 5.75 3.21 3.54 9.97

Total comprehensive income 

Parent bank     Group
      First half     First half      
2018 2Q 18 2Q 19 2018 2019 (NOKm) 2019 2018 2Q 19 2Q 18 2018
1,922 944 797 1,285 1,544 Net profit 1,729 1,209 683 743 2,090
          Items that will not be reclassified to profit/loss          
18 - - - - Actuarial gains and losses pensions - -3 - - 18
-6 - - - - Tax  - 1 - - -6
- - - - - Share of other comprehensive income of associates and joint venture 2 1 1 3 1
12 - - - - Total 2 -1 1 3 13
                     
          Items that will be reclassified to profit/loss          
- 7 - 7 - Fair value change on financial assets through other comprehensive income - 7 - 7 -
-2 -4 -1 -2 -0 Value changes on loans measured at fair value -0 -2 -1 -4 -2
- - - - - Share of other comprehensive income of associates and joint venture -9 -11 14 -18 -38
- - - - -  Tax - -0 - 0 -
-2 3 -1 5 -0  Total  -9 -6 14 -15 -40
11 3 -1 5 -0  Net other comprehensive income  -8 -7 14 -12 -27
1,933 947 796 1,290 1,543 Total other comprehensive income 1,721 1,202 697 731 2,063
36 9 9 19 28 Attributable to additional Tier 1 Capital holders  29 20 10 9 37
1,213 600 504 813 969 Attributable to Equity capital certificate holders  1,061 739 425 451 1,274
684 338 284 458 546 Attributable to the saving bank reserve  598 417 240 254 718
          Attributable to non-controlling interests 33 26 22 18 34
 1,933 947  796  1,290  1,543 Total other comprehensive Income 1,721 1,202 697 731 2,063
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