Note 8 - Gross loans

Parent Bank Loans subject to impairment    
Gross loan Stage 1 Stage 2 Stage 3 Fixed interest loans at FV Total
Balance at 1 January 2019 97,458 9,888 1,543 4,467 113,356
Transfer to stage 1 2,117 -2,100 -17 - -
Transfer to stage 2 -1,753 1,779 -26 - -
Transfer to stage 3 -22 -306 328 - -
Net increase/decrease amount excisting loans -4,880 -69 10 -67 -5,006
New loans 26,489 560 162 622 27,834
Derecognitions -20,054 -1,651 -177 -236 -22,118
Balance at 30 June 2019 99,355 8,101 1,823 4,787 114,065

 

Parent Bank Loans subject to impairment Fixed interest loans at FV Total
Gross loans Stage 1 Stage 2 Stage 3
Balanse at 1 january 18 91,074 9,931 1,560 3,278 105,843
Transfer to stage 1 1,599 -1,592 -7  - -
Transfer to stage 2 -2,110 2,133 -24  - -
Transfer to stage 3 -34 -175 210  - -
Net increase/decrease amount excisting loans -3,905 -92 -50 -60 -4,107
New loans 26,988 765 67 987 28,807
Derecognitions -18,774 -1,956 -88 -641 -21,459
Balance at 30 June 2018 94,839 9,013 1,668 3,565 109,084

 

Parent Bank Loans subject to impairment Fixed
interest
loans
at FV		 Total
Gross loan (NOKm) Stage 1 Stage 2 Stage 3
Balance at 1 January 2018 91,074 9,931 1,560 3,278 105,843
Transfer to stage 1 2,230 -2,230 0 - -
Transfer to stage 2 -2,637 2,644 -7 - -
Transfer to stage 3 -458 -31 489 - -
Net increase/decrease amount excisting loans -5,487 -65 11 -148 -5,689
New loans 46,099 2,067 72 2,269 50,507
Derecognitions -33,363 -2,428 -581 -933 -37,305
Balance at 31 December 2018 97,458 9,888 1,543 4,467 113,356

 

Group Loans subject to impairment    
Gross loan Stage 1 Stage 2 Stage 3 Fixed interest loans at FV Total
Balance at 1 January 2019 103,494 10,829 1,682 4,467 120,473
Transfer to stage 1 2,274 -2,256 -17 - -
Transfer to stage 2 -2,163 2,205 -42 - -
Transfer to stage 3 -45 -337 382 - -
Net increase/decrease amount excisting loans -5,237 -156 4 -67 -5,455
New loans 28,261 631 167 622 29,681
Derecognitions -20,650 -1,739 -178 -236 -22,804
Balance at 30 June 2019 105,934 9,177 1,998 4,787 121,894

 

 

 

Group Loans subject to impairment Fixed interest loans at FV Total
Gross loans Stage 1  Stage 2 Stage 3
Balanse at 1 january 18 96,798 10,855 1,652 3,278 112,583
Transfer to stage 1 1,859 -1,851 -8  - -
Transfer to stage 1 -2,415 2,451 -36  - -
Transfer to stage 3 -43 -203 247  - -
Net increase/decrease amount excisting loans -4,949 -191 -63 -60 -5,262
New loans 28,706 853 71 987 30,617
Derecognitions -19,349 -2,049 -111 -641 -22,150
Balance at 30 June 2018 100,607 9,864 1,752 3,565 115,787

 

Group Loans subject to impairment Fixed
interest
loans
at FV		 Total
Gross loan (NOKm) Stage 1 Stage 2 Stage 3
Balance at 1 January 2018 96,286 10,855 1,652 3,278 112,071
Transfer to stage 1 2,439 -2,391 -48 - -
Transfer to stage 2 -2,957 2,970 -13 - -
Transfer to stage 3 -464 -71 536 - -
Net increase/decrease amount excisting loans -6,397 -260 89 -148 -6,716
New loans 48,841 2,283 89 2,269 53,483
Derecognitions -34,253 -2,556 -622 -933 -38,365
Balance at 31 December 2018 103,494 10,829 1,682 4,467 120,473
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