Note 7 - Losses on loans and guarantees
| January - September | Third quarter | ||||||||||||||
| 2023 | 2022 | 2023 | 2022 | 2022 | |||||||||||
| Parent Bank (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses | 11 | -25 | -14 | 3 | -68 | -65 | -1 | 26 | 25 | 10 | 7 | 17 | 29 | -97 | -68 |
| Actual loan losses on commitments exceeding provisions made | 11 | 11 | 22 | 4 | 27 | 31 | 3 | 4 | 7 | 3 | -5 | -3 | 7 | 38 | 45 |
| Recoveries on commitments previously written-off | -26 | -27 | -53 | -5 | -6 | -11 | -0 | -3 | -3 | -1 | -2 | -3 | -7 | -7 | -14 |
| Losses for the period on loans and guarantees | -4 | -41 | -45 | 2 | -47 | -45 | 1 | 27 | 29 | 11 | 1 | 12 | 29 | -66 | -37 |
| January - September | Third quarter | ||||||||||||||
| 2023 | 2022 | 2023 | 2022 | 2022 | |||||||||||
| Group (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses | 15 | -18 | -3 | 10 | -65 | -55 | -0 | 25 | 25 | 14 | 12 | 26 | 38 | -86 | -48 |
| Actual loan losses on commitments exceeding provisions made | 45 | 24 | 70 | 9 | 32 | 41 | 4 | 10 | 13 | 5 | -5 | -0 | 13 | 45 | 58 |
| Recoveries on commitments previously written-off | -45 | -29 | -74 | -5 | -7 | -11 | -0 | -3 | -3 | -1 | -2 | -3 | -7 | -10 | -17 |
| Losses for the period on loans and guarantees | 16 | -22 | -6 | 14 | -39 | -26 | 4 | 31 | 35 | 17 | 5 | 22 | 44 | -51 | -7 |
