Note 12 - Net commission income and other income

Parent bank   Group
Fourth quarter Jan - Dec   Jan - Dec Fourth quarter
2022 2023 2022 2023 (NOKm) 2023 2022 2023 2022
                 
        Commission income        
27 18 77 68 Guarantee commission 68 77 18 27
- - - - Broker commission 265 267 58 62
12 12 44 47 Portfolio commission, savings products 47 44 12 12
32 19 256 155 Commission from SpareBank 1 Boligkreditt 155 256 19 32
4 4 16 15 Commission from SpareBank 1 Næringskreditt 15 16 4 4
129 139 475 496 Payment transmission services 493 471 138 128
60 61 236 253 Commission from insurance services 253 236 61 60
18 19 88 83 Other commission income 74 80 16 15
282 272 1,192 1,117 Total commission income 1,370 1,446 325 340
                 
        Commission expenses        
22 22 80 102 Payment transmission services 102 80 22 22
3 3 11 12 Other commission expenses 96 105 18 23
25 25 90 114 Total commission expenses 199 186 40 45
                 
- -     Other operating income        
8 11 30 38 Operating income real property 41 32 12 10
 -   -   -   -  Property administration and sale of property 166 151 40 32
 -   -   -   -  Accountant's fees 661 564 152 127
10 6 25 34 Other operating income 45 34 9 9
19 17 55 73 Total other operating income 913 781 213 178
276 263 1,156 1,076 Total net commission income and other operating income 2,084 2,042 498 473
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