Note 8 - Gross loans

Parent Bank Loans subject to impairment    
Gross loan - Total Stage 1 Stage 2 Stage 3 Fixed
interest
loans
at FV		 Total
Balance at 1 January 2020 102,235 9,101 1,957 4,677 117,970
Transfer to stage 1 1,500 -1,488 -12 - -
Transfer to stage 2 -1,683 1,776 -93 - -
Transfer to stage 3 -98 -153 251 - -
Net increase/decrease amount excisting loans -3,320 -94 57 65 -3,292
New loans 42,441 1,099 236 221 43,997
Derecognitions -33,809 -1,974 -165 -712 -36,660
Actual loan losses 0 -112 -22 - -134
Balance at 30 June 2020 107,265 8,155 2,209 4,251 121,881

 

Parent Bank Loans subject to impairment    
Gross loan Stage 1 Stage 2 Stage 3 Fixed interest
loans at FV		 Total
Balance at 1 January 2019 97,458 9,888 1,543 4,467 113,356
Transfer to stage 1 2,117 -2,100 -17 - -
Transfer to stage 2 -1,753 1,779 -26 - -
Transfer to stage 3 -22 -306 328 - -
Net increase/decrease amount excisting loans -4,880 -69 10 -67 -5,006
New loans 26,489 560 162 622 27,834
Derecognitions -20,054 -1,651 -177 -236 -22,118
Balance at 30 June 2019 99,355 8,101 1,823 4,787 114,065

 

 Parent Bank Loans subject to impairment    
Gross loan - Total Stage 1 Stage 2 Stage 3 Fixed
interest
loans
at FV		  Total
Balance at 1 January 2019 97,458 9,888 1,543 4,467 113,356
Transfer to stage 1 2,479 -2,438 -41 0 -
Transfer to stage 2 -3,252 3,318 -66 0 -
Transfer to stage 3 -67 -361 429 0 -
Net increase/decrease amount excisting loans -3,481 -213 -28 -133 -3,856
New loans 54,871 1,793 497 1,022 58,184
Derecognitions -45,771 -2,879 -335 -678 -49,665
Financial assets with actual loan losses -2 -6 -41 0 -49
Balance at 31 December 2019 102,235 9,101 1,957 4,677 117,970

 

 

Group Loans subject to impairment    
Gross loan - Total Stage 1 Stage 2 Stage 3 Fixed
interest
loans
at FV		 Total
Balance at 1 January 2020 109,140 10,350 2,110 4,677 126,277
Transfer to stage 1 1,735 -1,720 -14 - -
Transfer to stage 2 -2,042 2,149 -108 - -
Transfer to stage 3 -114 -218 333 - -
Net increase/decrease amount excisting loans -3,423 -137 51 65 -3,443
New loans 44,459 1,269 247 221 46,195
Derecognitions -34,555 -2,089 -210 -712 -37,566
Actual loan losses -611 -186 -38 - -835
Balance at 30 June 2020 114,589 9,417 2,370 4,251 130,627

 

Group Loans subject to impairment    
Gross loan Stage 1 Stage 2 Stage 3 Fixed interest
loans at FV		 Total
Balance at 1 January 2019 103,494 10,829 1,682 4,467 120,473
Transfer to stage 1 2,274 -2,256 -17 - -
Transfer to stage 2 -2,163 2,205 -42 - -
Transfer to stage 3 -45 -337 382 - -
Net increase/decrease amount excisting loans -5,237 -156 4 -67 -5,455
New loans 28,261 631 167 622 29,681
Derecognitions -20,650 -1,739 -178 -236 -22,804
Balance at 30 June 2019 105,934 9,177 1,998 4,787 121,894

 

 Group Loans subject to impairment    
Gross loan - Total Stage 1 Stage 2 Stage 3 Fixed
interest
loans at
FV		 Total
Balance at 1 January 2019 103,494 10,829 1,683 4,467 120,473
Transfer to stage 1 2,712 -2,665 -47 0 -
Transfer to stage 2 -3,865 3,953 -88 0 -
Transfer to stage 3 -126 -402 527 0 -
Net increase/decrease amount excisting loans -4,553 -441 -53 -133 -5,180
New loans 58,443 2,164 524 1,022 62,153
Derecognitions -46,963 -3,082 -396 -678 -51,119
Financial assets with actual loan losses -2 -6 -41 - -49
Balance at 31 December 2019 109,140 10,350 2,110 4,677 126,277


 

 

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