Note 11 - Operating expenses

 

Parent bank   Group
  January - September   January - September  
2019 2019 2020 (NOKm) 2020 2019 2019
234 181 185 IT costs 256 251 321
19 15 13 Postage and transport of valuables 16 19 23
63 46 41 Marketing 59 78 101
109 83 77 Ordinary depreciation  122 130 172
42 31 27 Operating expenses, real properties 40 40 57
134 89 117 Purchased services 165 127 193
149 99 98 Other operating expense 135 143 231
750 543 560 Total other operating expenses 793 789 1,098
© SpareBank 1 SMN