Note 8 - Gross Loans

 

Parent Bank (NOKm) 31 March 2020
  Loans subject to impairment    
Gross loan - Total Stage 1 Stage 2 Stage 3 Fixed interest loans at FV Total
Balance at 1 January 2020 102,235 9,101 1,957 4,677 117,970
Transfer to stage 1 1,482 -1,471 -11 - -
Transfer to stage 2 -1,799 1,872 -73 - -
Transfer to stage 3 -79 -600 679 - -
Net increase/decrease amount excisting loans -1,661 100 61 33 -1,467
New loans 20,231 382 85 89 20,787
Derecognitions -16,994 -852 -98 -362 -18,305
Financial assets with actual loan losses 0 -110 -4 0 -114
Balance at 31 March 2020 103,416 8,421 2,596 4,438 118,871

 

Parent Bank  31 March 2019    
  Loans subject to impairment    
Gross loan Stage 1 Stage 2 Stage 3 Fixed interest loans at FV Total
Balance at 1 January  97,458 9,888 1,543 4,467 113,356
Transfer to stage 1 1,571 -1,567 -4 - -0
Transfer to stage 2 -1,148 1,165 -17 - 0
Transfer to stage 3 -10 -238 248 - -
Net increase/decrease amount excisting loans -2,630 5 -1 -28 -2,654
New loans 13,347 292 11 337 13,987
Derecognitions -10,947 -865 -39 -126 -11,977
Balance at 31 March  97,640 8,680 1,741 4,650 112,712

 

Parent Bank 31 December 2019
  Loans subject to impairment    
Gross loan - Total Stage 1 Stage 2 Stage 3 Fixed interest loans at FV  Total
Balance at 1 January 2019 97,458 9,888 1,543 4,467 113,356
Transfer to stage 1 2,479 -2,438 -41 0 -
Transfer to stage 2 -3,252 3,318 -66 0 -
Transfer to stage 3 -67 -361 429 0 -
Net increase/decrease amount excisting loans -3,481 -213 -28 -133 -3,856
New loans 54,871 1,793 497 1,022 58,184
Derecognitions -45,771 -2,879 -335 -678 -49,665
Financial assets with actual loan losses -2 -6 -41 0 -49
Balance at 31 December 2019 102,235 9,101 1,957 4,677 117,970

 

 

Group (NOKm) 31 March 2020     
  Loans subject to impairment    
Gross loan - Total Stage 1 Stage 2 Stage 3 Fixed interest loans at FV Total
Balance at 1 January 2020 109,140 10,350 2,110 4,677 126,277
Transfer to stage 1 1,596 -1,582 -14 - -
Transfer to stage 2 -1,988 2,075 -87 - -
Transfer to stage 3 -98 -649 748 - -
Net increase/decrease amount excisting loans -1,620 87 60 33 -1,440
New loans 21,173 408 85 89 21,756
Derecognitions -17,329 -913 -130 -362 -18,734
Financial assets with actual loan losses -393 -167 -25 - -585
Balance at 31 March 2020 110,480 9,608 2,747 4,438 127,273

 

Group   31 March 2019       
  Loans subject to impairment    
Gross loan Stage
1
Stage 2 Stage 3 Fixed interest loans at FV Total
Balance at 1 January  103,494 10,829 1,682 4,467 120,473
Transfer to stage 1 1,571 -1,567 -4 - -
Transfer to stage 2 -1,148 1,165 -17 - -
Transfer to stage 3 -10 -238 248 - -
Net increase/decrease amount excisting loans -2,359 5 -1 -28 -2,382
New loans 13,348 292 11 337 13,988
Derecognitions -10,947 -865 -40 -126 -11,978
Balance at 31 March  103,949 9,622 1,880 4,650 120,100

 

Group 31 December 2019
  Loans subject to impairment    
Gross loan - Total Stage 1 Stage 2 Stage 3 Fixed
interest
loans at
FV
Total
Balance at 1 January 2019 103,494 10,829 1,683 4,467 120,473
Transfer to stage 1 2,712 -2,665 -47 0 -
Transfer to stage 2 -3,865 3,953 -88 0 -
Transfer to stage 3 -126 -402 527 0 -
Net increase/decrease amount excisting loans -4,553 -441 -53 -133 -5,180
New loans 58,443 2,164 524 1,022 62,153
Derecognitions -46,963 -3,082 -396 -678 -51,119
Financial assets with actual loan losses -2 -6 -41 - -49
Balance at 31 December 2019 109,140 10,350 2,110 4,677 126,277

 

 

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