Note 8 - Gross loans
| Parent Bank | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV | Total |
| Balance at 1 January 2019 | 97,458 | 9,888 | 1,543 | 4,467 | 113,356 |
| Transfer to stage 1 | 2,402 | -2,373 | -28 | - | - |
| Transfer to stage 2 | -2,560 | 2,601 | -40 | - | - |
| Transfer to stage 3 | -61 | -364 | 425 | - | - |
| Net increase/decrease amount excisting loans | -2,256 | -43 | -39 | -84 | -2,422 |
| New loans | 41,405 | 829 | 352 | 836 | 43,422 |
| Derecognitions | -35,528 | -2,242 | -257 | -428 | -38,455 |
| Balance at 30 September 2019 | 100,859 | 8,295 | 1,955 | 4,791 | 115,900 |
| Parent Bank | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV | Total |
| Balance at 1 January 2018 | 91,074 | 9,931 | 1,560 | 3,278 | 105,843 |
| Transfer to stage 1 | 1,882 | -1,866 | -16 | - | - |
| Transfer to stage 2 | -3,285 | 3,307 | -22 | - | - |
| Transfer to stage 3 | -58 | -320 | 378 | - | - |
| Net increase/decrease amount excisting loans | -5,288 | -168 | -6 | 0 | -5,462 |
| New loans | 37,724 | 1,534 | 97 | 1,627 | 40,981 |
| Derecognitions | -26,571 | -2,388 | -440 | -893 | -30,292 |
| Balance at 30 September 2018 | 95,478 | 10,029 | 1,551 | 4,013 | 111,071 |
| Parent Bank | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV | Total |
| Balance at 1 January 2018 | 91,074 | 9,931 | 1,560 | 3,278 | 105,843 |
| Transfer to stage 1 | 2,230 | -2,230 | - | - | - |
| Transfer to stage 2 | -2,637 | 2,644 | -7 | - | - |
| Transfer to stage 3 | -458 | -31 | 489 | - | - |
| Net increase/decrease amount excisting loans | -5,487 | -65 | 11 | -148 | -5,689 |
| New loans | 46,099 | 2,067 | 72 | 2,269 | 50,507 |
| Derecognitions | -33,363 | -2,428 | -581 | -933 | -37,305 |
| Balance at 31 December 2018 | 97,458 | 9,888 | 1,543 | 4,467 | 113,356 |
| Group | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV | Total |
| Balance at 1 January 2019 | 103,493 | 10,829 | 1,683 | 4,467 | 120,473 |
| Transfer to stage 1 | 2,667 | -2,632 | -34 | - | - |
| Transfer to stage 2 | -3,142 | 3,194 | -52 | - | - |
| Transfer to stage 3 | -101 | -412 | 513 | - | - |
| Net increase/decrease amount excisting loans | -3,109 | -221 | -60 | -84 | -3,473 |
| New loans | 44,236 | 1,066 | 373 | 836 | 46,511 |
| Derecognitions | -36,422 | -2,394 | -299 | -428 | -39,543 |
| Balance at 30 September 2019 | 107,623 | 9,430 | 2,123 | 4,791 | 123,967 |
| Group | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV | Total |
| Balance at 1 January 2018 | 96,286 | 10,855 | 1,652 | 3,278 | 112,071 |
| Transfer to stage 1 | 2,044 | -2,026 | -18 | - | - |
| Transfer to stage 2 | -3,770 | 3,802 | -32 | - | - |
| Transfer to stage 3 | -78 | -352 | 430 | - | - |
| Net increase/decrease amount excisting loans | -5,817 | -294 | -13 | - | -6,124 |
| New loans | 39,744 | 1,705 | 105 | 1,627 | 43,180 |
| Derecognitions | -27,243 | -2,472 | -476 | -893 | -31,084 |
| Balance at 30 September 2018 | 101,166 | 11,217 | 1,649 | 4,013 | 118,044 |
| Group | Loans subject to impairment | ||||
| Gross loan - Total | Stage 1 | Stage 2 | Stage 3 | Fixed interest loans at FV | Total |
| Balance at 1 January 2018 | 96,286 | 10,855 | 1,652 | 3,278 | 112,071 |
| Transfer to stage 1 | 2,439 | -2,391 | -48 | - | - |
| Transfer to stage 2 | -2,957 | 2,970 | -13 | - | - |
| Transfer to stage 3 | -464 | -71 | 536 | - | - |
| Net increase/decrease amount excisting loans | -6,397 | -260 | 89 | -148 | -6,716 |
| New loans | 48,841 | 2,283 | 89 | 2,269 | 53,483 |
| Derecognitions | -34,253 | -2,556 | -622 | -933 | -38,365 |
| Balance at 31 December 2018 | 103,494 | 10,829 | 1,682 | 4,467 | 120,473 |
