Note 6 - Losses on loans and guarantees

  First half Second quarter      
  2022 2021 2022 2021 2021
Parent Bank (NOKm) RM CM Total RM CM Total RM CM Total RM CM Total RM CM Total
Change in provision for expected credit losses for the period -7 -75 -82 -11 78 67 -1 -62 -64 1 16 17 -11 39 27
Actual loan losses on commitments exceeding provisions made 1 32 33 5 22 27 0 14 14 3 21 24 10 107 117
Recoveries on commitments previously written-off -4 -5 -8 -3 -0 -3 -1 -2 -3 -2 0 -2 -9 -1 -10
Losses for the period on loans and guarantees -10 -48 -57 -9 100 90 -2 -51 -53 2 37 39 -10 145 134
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  First half Second quarter  
  2022 2021 2022 2021 2021
Group (NOKm) RM CM Total RM CM Total RM CM Total RM CM Total RM CM Total
Change in provision for expected credit losses for the period -4 -77 -81 -21 77 57 0 -65 -64 -9 16 7 -20 50 30
Actual loan losses on commitments exceeding provisions made 4 37 41 17 27 44 2 18 20 11 23 34 30 112 142
Recoveries on commitments previously written-off -4 -5 -8 -3 -0 -3 -1 -2 -3 -2 0 -1 -9 -3 -12
Losses for the period on loans and guarantees -4 -44 -48 -6 104 98 1 -49 -48 0 38 39 1 159 161
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