1st quarter 2022

  • Net profit: NOK 698m (768m)
  • Return on equity: 12.5 per cent (14.8 per cent)
  • CET1 ratio: 18.3 per cent (18.0 per cent)
  • Growth in lending: 2.4 per cent (1.4 per cent ) and in deposits: 2.5 per cent (growth of 5.0 per cent )
  • Lending to personal customers rose by 1.6 per cent in the quarter (0.8 per cent), the same growth as in the fourth quarter. Lending to corporate clients rose by 4.0 per cent (2.6 per cent) which was 1.9 percentage points higher than in the fourth quarter of 2021
  • Deposits from personal customers rose by 2.2 per cent (1.8 per cent), 0.8 percentage point higher than in the fourth quarter. Deposits from  corporate clients rose by 2.6 per cent (7.3 per cent), 0.9 percentage point higher than in the fourth quarter of 2021
  • Net result of ownership interests: NOK 62m (128m)
  • Net result of financial instruments (incl. dividends): NOK 174m (162m)
  • Losses on loans and guarantees: NOK 0m (59m), 0.00 per cent of gross lending (0.13 per cent)
  • Earnings per equity certificate (EC): NOK 3.20 (3.40). Book value per EC: NOK 99.55 (96.70)
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