Note 6 - Losses on loans and guarantees
| Parent Bank | January- December | |||||
| 2016 | 2015 | |||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | 0 | 449 | 450 | 2 | 9 | 11 |
| Change in collective impairment losses provisions for the period | - | -40 | -40 | - | 80 | 80 |
| Actual loan losses on commitments for which provisions have been made | 8 | 34 | 42 | 7 | 58 | 65 |
| Actual loan losses on commitments for which no provision has been made | 10 | 49 | 59 | 8 | 4 | 12 |
| Recoveries on commitments previously written-off | -6 | -3 | -8 | -6 | -3 | -9 |
| Losses of the year on loans and guarantees | 13 | 490 | 502 | 11 | 148 | 159 |
| Group | January- December | |||||
| 2016 | 2015 | |||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | 0 | 454 | 454 | 3 | 9 | 11 |
| Change in collective impairment losses provisions for the period | 4 | -42 | -38 | 2 | 80 | 82 |
| Actual loan losses on commitments for which provisions have been made | 8 | 36 | 44 | 8 | 59 | 67 |
| Actual loan losses on commitments for which no provision has been made | 14 | 50 | 64 | 13 | 7 | 21 |
| Recoveries on commitments previously written-off | -6 | -3 | -9 | -8 | -4 | -12 |
| Losses of the year on loans and guarantees | 21 | 495 | 516 | 18 | 151 | 169 |
