Equity capital certificate ratio
| (NOKm) | 31 Mar 2015 | 31 Dec 2015 |
| ECC capital | 2,597 | 2,597 |
| Dividend equalisation reserve | 3,790 | 3,790 |
| Premium reserve | 895 | 895 |
| Unrealised gains reserve | 179 | 179 |
| A. The equity capital certificate owners' capital | 7,461 | 7,461 |
| Ownerless capital | 4,105 | 4,105 |
| Unrealised gains reserve | 100 | 100 |
| B. The saving bank reserve | 4,205 | 4,205 |
| To be disbursed from gift fund | - | 40 |
| Dividend declared | - | 292 |
| Equity ex. profit | 11,666 | 11,998 |
| Equity capital certificate ratio A/(A+B) | 63.96 % | 63.96 % |
| Equity capital certificate ratio for distribution | 63.96 % | 63.96 % |
