Preliminary annual accounts 2016

(Consolidated figures. Figures in parenthesis refer to the same period of 2015 unless otherwise stated)

Post-tax profit of NOK 1,647m

• Pre-tax profit: NOK 1,983m (1,776m)
• Post-tax profit: NOK 1,647m (1,406m)
• Return on equity: 11.3 per cent (10.7 per cent)
• CET1 capital ratio: 14.9 per cent (13.6 per cent)
• Growth in lending: 8.0 per cent (5.8 per cent) and in deposits: 4.8 per cent (5.6 per cent)
• Loan losses: NOK 516m (169m)
• Earnings per equity certificate (EC): NOK 7.91 (7.02). Book value per EC, incl. dividend proposed for 2016: NOK 73.26 (67.65)
• Proposed dividend: NOK 3.00 per EC and NOK 220m to be allocated to non-profit causes

Fourth quarter 2016

• Pre-tax profit: NOK 553m (388m)
• Post-tax profit: NOK 462m (287m)
• Return on equity: 12.2 per cent (8.4 per cent)
• Loan losses: NOK 99m (56m)
• Earnings per equity certificate (EC): NOK 2.21 (1.45)