Income statement

Parent bank							Group
2015	2Q 15	2Q 16	First half 2015	First half 2016	(NOKm)	Note	First half 2016	First half 2015	2Q 16	2Q 15	2015
3,865	980	849	1,987	1,714	Interest income		1,806	2,011	896	992	4,031
2,161	553	424	1,133	866	Interest expenses		864	1,077	424	525	2,159
1,703	427	424	854	848	Net interest	10	942	934	472	467	1,872
1,005	245	247	492	482	Commission income		626	619	331	313	1,245
103	23	23	47	41	Commission expenses		64	59	36	32	135
220	192	9	202	17	Other operating income		287	230	154	132	435
1,123	415	233	648	458	Commission income and other income		849	790	448	413	1,545
471	361	551	466	580	Dividends		74	22	73	22	25
-	-	-	-	-	Income from investment in related companies	3	246	248	127	120	448
-125	-74	26	-7	63	Net return on financial investments	3	124	92	71	23	-14
346	288	577	459	643	Net return on financial investments		443	362	271	165	459
3,172	1,129	1,234	1,961	1,948	Total income		2,234	2,086	1,191	1,044	3,876
588	141	152	301	300	Staff costs		613	550	318	283	1,093
629	158	161	305	304	Other operating expenses		403	399	209	213	838
1,217	299	314	606	603	Total operating expenses	11	1,016	950	528	496	1,931
1,955	830	921	1,355	1,345	Result before losses		1,217	1,137	664	548	1,945
159	32	113	52	281	Loss on loans, guarantees etc.	2,6,7	287	56	118	35	169
1,796	798	807	1,302	1,064	Result before tax	3	930	1,080	546	513	1,776
325	70	63	185	126	Tax charge		157	209	85	83	370
-	-	-	-	-	Result investment held for sale, after tax	2, 3	-2	-1	-1	-0	-1
1,471	728	745	1,117	938	Net profit		771	871	460	430	1,406
					Attributable to:
					Equtiy holders of parent company		752	866	449	427	1,410
					Equity holders of non-controlling interests		19	5	11	3	-4

					Profit per ECC		3.80	4.34	2.27	2.14	7.00
					Diluted profit per ECC		3.71	4.31	2.21	2.13	7.02

Other comprehensive income

Parent bank						Group
2015	2Q 15	2Q 16	First half 2015	First half 2016	(NOKm)	First half 2016	First half 2015	2Q 16	2Q 15	2015
1,471	728	745	1,117	938	Net profit	771	871	460	430	1,406
					Items that will not be reclassified to profit/loss
109	-	-	-	-	Actuarial gains and losses pensions	-	-	-	-	115
-27	-	-	-	-	Tax	-	-	-	-	-28
-	-	-	-	-	Share of other comprehensive income of associates and joint venture	-23	29	-23	-	36
82	-	-	-	-	Total	-23	29	-23	-	123

					Items that will be reclassified to profit/loss
75	-	-52	-	-52	Available-for-sale financial assets	-52	-	-52	-	78
-	-	-	-	-	Share of other comprehensive income of associates and joint venture	-17	1	-2	-	1
-1	-	-	-	-	Tax	-	-	-	-	-1
74	-	-52	-	-52	Total	-69	1	-55	-	78
1,627	728	692	1,117	886	Total other comprehensive income	679	901	382	430	1,607
					Attributable to:
					Equtiy holders of parent company	661	896	372	427	1,611
					Equity holders of non-controlling interests	19	5	11	3	-4