Note 6 - Losses on loans and guarantees
| Parent Bank | |||||||||
| January-September | |||||||||
| 2016 | 2015 | 2015 | |||||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | -0 | 374 | 373 | 0 | 18 | 19 | 2 | 9 | 11 |
| + Change in collective impairment losses provisions for the period | - | 15 | 15 | - | 30 | 30 | - | 80 | 80 |
| + Actual loan losses on commitments for which provisions have been made | 7 | 7 | 13 | 6 | 51 | 57 | 7 | 58 | 65 |
| + Actual loan losses on commitments for which no provision has been made | 6 | 5 | 11 | 4 | 1 | 5 | 8 | 4 | 12 |
| - Recoveries on commitments previously written-off | 3 | 2 | 5 | 4 | 1 | 5 | 6 | 3 | 9 |
| Losses of the year on loans and guarantees | 10 | 398 | 408 | 6 | 100 | 106 | 11 | 148 | 159 |
| Group | |||||||||
| January-September | |||||||||
| 2016 | 2015 | 2015 | |||||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | -0 | 378 | 377 | 0 | 19 | 19 | 3 | 9 | 11 |
| + Change in collective impairment losses provisions for the period | 3 | 13 | 15 | 1 | 30 | 31 | 2 | 80 | 82 |
| + Actual loan losses on commitments for which provisions have been made | 7 | 7 | 15 | 7 | 53 | 60 | 8 | 59 | 67 |
| + Actual loan losses on commitments for which no provision has been made | 10 | 5 | 15 | 7 | 3 | 10 | 13 | 7 | 21 |
| - Recoveries on commitments previously written-off | 4 | 2 | 5 | 6 | 2 | 8 | 8 | 4 | 12 |
| Losses of the year on loans and guarantees | 16 | 401 | 417 | 10 | 102 | 112 | 18 | 151 | 169 |
