Balance sheet

Parent bank     Group
31 Dec 2014 31 Dec 2015 (NOKm) Note 31 Dec 2015 31 Dec 2014
4,676 3,270 Cash and receivables from central banks   3,270 4,676
4,364 5,883 Deposits with and loans to credit institutions   2,407 1,289
86,920 90,129 Gross loans to customers before write-down 5,8 93,974 90,578
-164 -174 - Specified write-downs 6,7,8 -183 -172
-278 -358  - Write-downs by loan category 6 -376 -295
86,478 89,596 Net loans to and receivables from customers   93,415 90,112
14,177 15,752 Fixed-income CDs and bonds 15 15,752 14,177
7,972 7,606 Derivatives 14 7,524 7,877
257 337 Shares, units and other equity interests 2,15 1,485 708
3,361 3,624 Investment in related companies   5,522 5,129
2,490 2,927 Investment in group companies   - -
101 222 Investment held for sale   16 45
447 447 Goodwill   528 526
297 431 Other assets 9 1,996 1,509
124,619 130,095 Total assets   131,914 126,047
9,123 8,155 Deposits from credit institutions   8,155 9,123
61,202 65,091 Deposits from and debt to customers 10 64,090 60,680
33,001 35,154 Debt created by issue of securities 11 35,154 33,001
6,252 5,366 Derivatives 15 5,414 6,252
846 868 Other liabilities 12 1,734 1,095
- - Investment held for sale   0 -
3,371 3,463 Subordinated loan capital 11 3,463 3,371
113,795 118,097 Total liabilities   118,010 113,523
2,597 2,597 Equity capital certificates   2,597 2,597
-0 -0 Own holding of ECCs   -21 -0
895 895 Premium fund   895 895
3,122 3,790 Dividend equalisation fund   3,790 3,122
292 290 Recommended dividends   292 292
160 40 Provision for gifts   40 160
3,619 4,105 Savings bank’s reserve   4,105 3,619
139 279 Unrealised gains reserve   290 148
- - Other equity capital   1,597 1,620
    Non-controlling interests   318 72
10,824 11,998 Total equity capital 13 13,904 12,524
124,619 130,095  Total liabilities and equity   131,914 126,047
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