Results from quarterly accounts

Group (NOKm) 4Q  3Q  2Q  1Q  4Q  3Q  2Q  1Q  4Q 
  2015 2015 2015 2015 2014 2014 2014 2014 2013
Interest income 962 1,058 992 1,019 1,103 1,080 1,055 1,027 1,059
Interest expenses  489 593 525 552 618 617 625 615 624
Net interest  473 466 467 467 485 463 430 412 436
Commission income 309 317 313 306 323 314 326 318 323
Commission expenses 38 38 32 27 33 28 28 25 25
Other operating income 107 99 132 97 81 74 96 93 84
Commission income and other income 378 378 413 377 371 361 394 385 382
Dividends 3 0 22 0 5 0 14 46 0
Income from investment in related companies 121 78 120 129 144 170 131 82 98
Net return on financial investments -15 -91 23 69 -58 1 56 129 58
Net return on financial investments  109 -13 165 198 91 170 201 257 156
Total income 959 831 1,044 1,042 947 993 1,026 1,055 974
Staff costs 280 264 283 267 267 235 245 254 222
Administration costs 157 137 147 126 129 122 126 123 134
Other operating expenses 78 65 66 61 83 68 72 64 110
Total operating expenses  515 466 496 454 479 425 443 441 465
Result before losses 444 364 548 588 467 568 583 614 508
Loss on loans, guarantees etc. 56 56 35 22 34 24 15 17 32
Result before tax 388 309 513 567 434 545 568 597 476
Tax charge 100 61 83 126 60 101 103 99 110
Result investment held for sale, after tax -0 0 -0 -0 0 -1 -1 1 -4
Net profit 287 248 430 441 375 443 464 500 361
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