Equity capital certificate ratio
| (NOKm) | 31 Mar 2015 | 31 Dec 2014 |
| ECC capital | 2,597 | 2,597 |
| Dividend equalisation reserve | 3,122 | 3,122 |
| Premium reserve | 895 | 895 |
| Unrealised gains reserve | 90 | 90 |
| A. The equity capital certificate owners' capital | 6,704 | 6,704 |
| Ownerless capital | 3,619 | 3,619 |
| Unrealised gains reserve | 49 | 49 |
| B. The saving bank reserve | 3,668 | 3,668 |
| To be disbursed from gift fund | - | 160 |
| Dividend declared | - | 292 |
| Equity ex. profit | 10,372 | 10,824 |
| Equity capital certificate ratio A/(A+B) | 64.64 % | 64.64 % |
| Equity capital certificate ratio for distribution | 64.64 % | 64.64 % |
