2nd quarter 2015

First half 2015

(Consolidated figures. Figures in parentheses refer to the same period of 2014 unless otherwise stated)

  • Pre-tax profit: NOK 1,080 million (1,165 million)
  • Net profit: NOK 871 million (963 million)
  • Return on equity: 13.7 per cent (16.8 per cent)
  • Growth in lending 8.4 per cent (5.1 per cent) and deposits 11.4 per cent (8.5 per cent) in past 12 months
  • Loan losses NOK 56 million (32 million), 0.09 per cent (0.06 per cent) of gross lending
  • CET1 capital ratio: 12.7 per cent (11.4 per cent)
  • Earnings per equity certificate: NOK 4.31 (4.77)

Second quarter 2015

  • Pre-tax profit: NOK 513 million (568 million)
  • Net profit NOK 430 million (464 million)
  • Return on equity: 13.4 per cent (16.0 per cent)
  • Loan losses: NOK 35 million (15 million) – 0.11 per cent (0.05 per cent) of gross loans
  • Earnings per equity certificate: NOK 2.13 (2.29)
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