| (NOKm) | 31 Dec 2015 | 31 Dec 2014 |
| ECC capital | 2,597 | 2,597 |
| Dividend equalisation reserve | 3,790 | 3,122 |
| Premium reserve | 895 | 895 |
| Unrealised gains reserve | 179 | 90 |
| A. The equity capital certificate owners' capital | 7,461 | 6,704 |
| Ownerless capital | 4,105 | 3,619 |
| Unrealised gains reserve | 100 | 49 |
| B. The saving bank reserve | 4,205 | 3,668 |
| To be disbursed from gift fund | 40 | 160 |
| Dividend declared | 292 | 292 |
| Equity ex. profit | 11,998 | 10,824 |
| Equity capital certificate ratio A/(A+B) | 63.96 % | 64.64 % |
| Equity capital certificate ratio for distribution | 63.96 % | 64.64 % |