3rd quarter 2015

Accounts for nine months ending 30 September 2015

(Consolidated figures. Figures in parentheses refer to the same period of 2014 unless otherwise stated)

  • Pre-tax profit: NOK 1,389 million (1,709 million)
  • Post-tax profit: NOK 1,119 million (1,407 million)
  • Return on equity: 11.5 per cent (16.1 per cent)
  • Growth in lending 8.3 per cent (5.4 per cent) and deposits 9.5 per cent (8.5 per cent) in past 12 months
  • Loan losses NOK 112 million (55 million)
  • CET1 capital ratio: 13.2 per cent (11.5 per cent)
  • Earnings per equity certificate: NOK 5.57 (6.97)

Accounts for third quarter 2015

  • Pre-tax profit: NOK 309 million (545 million)
  • Post-tax profit NOK 248 million (443 million)
  • Return on equity: 7.4 per cent (14.8 per cent)
  • Loan losses: NOK 56 million (24 million), of which NOK 30 million are increased collectively assessed write-downs
  • Earnings per equity certificate: NOK 1.26 (2.19)
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