Note 6 - Losses on loans and guarantees
| Parent bank | ||||||
| 31 Dec 2015 | 31 Dec 2014 | |||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | 2 | 9 | 11 | -4 | 18 | 14 |
| + Change in collective impairment losses provisions for the period | - | 80 | 80 | - | - | - |
| + Actual loan losses on commitments for which provisions have been made | 7 | 58 | 65 | 10 | 41 | 51 |
| + Actual loan losses on commitments for which no provision has been made | 8 | 4 | 12 | 12 | 16 | 28 |
| - Recoveries on commitments previously written-off | 6 | 3 | 9 | 12 | -2 | 10 |
| Losses of the year on loans and guarantees | 11 | 148 | 159 | 6 | 77 | 83 |
| Group | ||||||
| 31 Dec 2015 | 31 Dec 2014 | |||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | 3 | 9 | 11 | -9 | 8 | -1 |
| + Change in collective impairment losses provisions for the period | 2 | 80 | 82 | - | - | - |
| + Actual loan losses on commitments for which provisions have been made | 8 | 59 | 67 | 14 | 51 | 66 |
| + Actual loan losses on commitments for which no provision has been made | 13 | 7 | 21 | 15 | 20 | 35 |
| - Recoveries on commitments previously written-off | 8 | 4 | 12 | 13 | -2 | 11 |
| Losses of the year on loans and guarantees | 18 | 151 | 169 | 8 | 81 | 89 |
