| Parent bank |
|
Group |
| 31 Dec 2013 |
30 Sep 2013 |
30 Sep 2014 |
(NOKm) |
30 Sep 2014 |
30 Sep 2013 |
31 Dec 2013 |
| |
|
|
Total defaults |
|
|
|
| 311 |
322 |
268 |
Loans in default for more than 90 days *) |
338 |
391 |
386 |
| 73 |
66 |
85 |
- Individual write-downs |
92 |
79 |
87 |
| 238 |
256 |
183 |
Net defaults |
246 |
312 |
299 |
| 24 % |
21 % |
32 % |
Provision rate |
27 % |
20 % |
23 % |
| |
|
|
Problem Loans |
|
|
|
| 146 |
193 |
194 |
Problem loans (not in default) |
206 |
209 |
157 |
| 76 |
84 |
85 |
- Individual write-downs |
90 |
89 |
86 |
| 70 |
109 |
109 |
Net problem loans |
117 |
119 |
71 |
| 52 % |
43 % |
44 % |
Provision rate |
43 % |
43 % |
55 % |
| *) There are no defaults that relates to loans in the guarantee portfolio taken over from BN Bank per Q3. |
| Any default in this portfolio will not entail loss for SpareBank 1 SMN. |
