Note 7 - Losses

 

Parent bank   Group
31 Dec 2013 30 Sep 2013 30 Sep 2014 (NOKm) 30 Sep 2014 30 Sep 2013 31 Dec 2013
129 129 150 Individual write-downs to cover loss on loans at 1.1 *) 173 144 144
12 10 5 + Increased write-downs on provisions previously written down 7 11 15
16 10 15 - Reversal of provisions from previous periods 23 11 18
59 54 57 + Write-downs on provisions not previously written down 59 62 71
34 33 27 - Actual losses during the period for which provisions for individual impairment losses have been made previously 34 38 40
150 150 170 Specification of loss provisions at end of period 182 168 173
73 45 43 Actual losses 59 54 85
*) Individually assessed impairment write-downs on guarantees, totalling NOK 1m, are shown in the balance sheet as a liability under 'Other liabilities'.
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