Results from quarterly accounts

Group (NOKm)	2Q	1Q	Q4	Q3	Q2	Q1	4Q	3Q	2Q
	2014	2014	2013	2013	2013	2013	2012	2012	2012
Interest income	1,055	1,027	1,059	1,068	1,036	954	941	989	989
Interest expenses	625	615	624	634	633	611	543	630	619
Net interest	430	412	436	434	403	343	399	358	369
Commission income	326	318	323	323	323	262	280	252	240
Commission expenses	28	25	25	28	21	20	28	25	22
Other operating income	96	93	84	72	95	75	69	68	71
Commission income and other income	394	385	382	367	396	317	321	294	288
Dividends	14	46	0	11	30	0	2	0	9
Income from investment in related companies	131	82	98	120	36	101	3	91	59
Net return on financial investments	56	129	58	5	-17	61	32	86	17
Net return on financial investments	201	257	156	135	49	162	37	177	85
Total income	1,026	1,055	974	937	849	822	756	829	742
Staff costs	245	254	222	224	237	240	234	235	223
Administration costs	126	123	134	100	117	97	113	112	98
Other operating expenses	72	64	110	83	81	78	90	75	76
Total operating expenses	443	441	465	406	436	414	437	421	398
Result before losses	583	614	508	530	413	407	319	408	345
Loss on loans, guarantees etc.	15	17	32	30	21	17	17	16	17
Result before tax	568	597	476	501	391	390	302	392	328
Tax charge	103	99	110	98	102	77	69	77	81
Result investment held for sale, after tax	-1	1	-4	31	-4	7	27	-9	-9
Net profit	464	500	361	433	285	321	260	306	238