Key figures from quarterly accounts
| Group in NOKm | 1Q | Q4 | Q3 | Q2 | Q1 | 4Q | 3Q | 2Q | 1Q |
| 2014 | 2013 | 2013 | 2013 | 2013 | 2012 | 2012 | 2012 | 2012 | |
| Profitability | |||||||||
| Return on equity per quarter | 17.7% | 13.1% | 16.3% | 11.1% | 12.7% | 10.5% | 12.8% | 10.7% | 13.0% |
| Cost-income ratio | 42 % | 48% | 43% | 51% | 50% | 58% | 51% | 54% | 53% |
| Balance sheet | |||||||||
| Gross loans to customers | 79,366 | 80,303 | 79,842 | 78,976 | 76,425 | 74,943 | 75,357 | 73,595 | 71,681 |
| Gross loans incl. SB1 Boligkreditt and SB1 Næringskreditt | 111,560 | 112,038 | 110,237 | 108,968 | 106,830 | 104,909 | 103,274 | 100,552 | 97,387 |
| Deposits from customers | 54,736 | 56,074 | 53,423 | 55,268 | 52,603 | 52,252 | 50,836 | 51,504 | 48,974 |
| Total assets | 111,609 | 115,360 | 111,977 | 113,190 | 110,790 | 107,919 | 110,605 | 107,780 | 99,031 |
| Average total assets | 113,485 | 113,668 | 112,583 | 111,979 | 109,344 | 109,279 | 109,227 | 103,422 | 100,242 |
| Growth in loans incl. SB1 Boligkreditt and SB1 Næringskredtt last 12 months | 4.4 % | 6.8 % | 6.7 % | 8.4 % | 9.7 % | 10.2 % | 11.4 % | 10.6 % | 9.9 % |
| Growth in deposits last 12 months | 4.1 % | 7.3 % | 5.1 % | 7.3 % | 7.4 % | 9.2 % | 10.5 % | 12.0 % | 14.2 % |
| Losses and defaults in % of gross loans incl. SB1 Boligkreditt and SB1 Næringskreditt | |||||||||
| Impairment losses ratio | 0.06 % | 0.12 % | 0.11 % | 0.08 % | 0.06 % | 0.06 % | 0.06 % | 0.07 % | 0.04 % |
| Non-performing commitm. as a percentage of gross loans | 0.24 % | 0.34 % | 0.35 % | 0.38 % | 0.36 % | 0.36 % | 0.39 % | 0.34 % | 0.33 % |
| Other doubtful commitm. as a percentage of gross loans | 0.21 % | 0.14 % | 0.19 % | 0.13 % | 0.15 % | 0.14 % | 0.16 % | 0.20 % | 0.19 % |
| Solidity | |||||||||
| Common equity tier 1 | 11.1 % | 11.1 % | 10.7 % | 10.3 % | 10.4 % | 10.0 % | 9.3 % | 9.5 % | 8.8 % |
| Core capital ratio | 12.9 % | 13.0 % | 12.6 % | 12.2 % | 11.7 % | 11.3 % | 10.6 % | 11.0 % | 10.3 % |
| Capital adequacy ratio | 14.8 % | 14.7 % | 14.2 % | 13.8 % | 13.3 % | 13.3 % | 11.9 % | 12.4 % | 11.8 % |
| Core capital | 11,303 | 10,989 | 10,707 | 10,508 | 9,686 | 9,357 | 8,826 | 8,722 | 7,902 |
| Net equity and related capital | 12,893 | 12,417 | 12,053 | 11,894 | 10,971 | 10,943 | 9,891 | 9,900 | 9,008 |
| Key figures ECC *) | |||||||||
| ECC price | 53.75 | 55.00 | 45.70 | 46.50 | 46.90 | 34.80 | 37.00 | 32.10 | 36.60 |
| Number of certificates issued, millions | 129.83 | 129.83 | 129.83 | 129.83 | 129.83 | 129.83 | 129.83 | 124.21 | 124.21 |
| Booked equity capital per ECC (including dividend) | 56.39 | 55.69 | 53.76 | 51.66 | 50.32 | 50.09 | 49.00 | 47.97 | 46.82 |
| Profit per ECC, majority | 2.48 | 1.79 | 2.18 | 1.43 | 1.55 | 1.29 | 1.54 | 1.22 | 1.41 |
| Price-Earnings Ratio | 5.42 | 7.68 | 5.23 | 8.13 | 7.55 | 6.74 | 6.09 | 6.58 | 6.49 |
| Price-Book Value Ratio | 0.95 | 0.99 | 0.85 | 0.90 | 0.93 | 0.69 | 0.76 | 0.67 | 0.78 |
*) The key figures are corrected for issues
