3rd quarter 2014

Accounts for the nine months ended 30 September 2014

(Consolidated figures. Figures in parentheses refer to the same period of 2013 unless otherwise stated).

• Pre-tax profit: NOK 1,709m (1,282m)
• Net profit: NOK 1,407m (1,038m)
• Return on equity: 16.1 per cent (13.3 per cent)
• Growth in lending: 5.4 per cent (6.7 per cent) last 12 months, growth in deposits: 8.5 per cent (5.1 per cent) last 12 months
• Loan losses: NOK 55m (68m)
• CET1 capital adequacy: 11.5 per cent (10.7 per cent)
• Earnings per EC: NOK 6.97 (5.13)

Third quarter accounts 2014

• Pre-tax profit: NOK 545m (501m)
• Net profit: NOK 443m (433m)
• Return on equity: 14.8 per cent (16.3 per cent)
• Loan losses: NOK 24m (30m)
• Earnings per EC: NOK 2.19 (2.14)