Results from quarterly accounts

Group in NOKm	1Q	Q4	Q3	Q2	Q1	4Q	3Q	2Q	1Q
	2014	2013	2013	2013	2013	2012	2012	2012	2012
Interest income	1,027	1,059	1,068	1,036	954	941	989	989	1,009
Interest expenses	615	624	634	633	611	543	630	619	659
Net interest	412	436	434	403	343	399	358	369	351
Commission income	318	323	323	323	262	280	252	240	196
Commission expenses	25	25	28	21	20	28	25	22	21
Other operating income	93	84	72	95	75	69	68	71	60
Commission income and other income	385	382	367	396	317	321	294	288	235
Dividends	46	0	11	30	0	2	0	9	0
Income from investment in related companies	82	98	120	36	101	3	91	59	92
Net return on financial investments	129	58	5	-17	61	32	86	17	60
Net return on financial investments	257	156	135	49	162	37	177	85	153
Total income	1,055	974	937	849	822	756	829	742	739
Staff costs	254	222	224	237	240	234	235	223	232
Administration costs	123	134	100	117	97	113	112	98	97
Other operating expenses	64	110	83	81	78	90	75	76	69
Total operating expenses	441	465	406	436	414	437	421	398	398
Result before losses	614	508	530	413	407	319	408	345	342
Loss on loans, guarantees etc.	17	32	30	21	17	17	16	17	8
Result before tax	597	476	501	391	390	302	392	328	333
Tax charge	99	110	98	102	77	69	77	81	68
Result investment held for sale, after tax	1	-4	31	-4	7	27	-9	-9	7
Net profit	500	361	433	285	321	260	306	238	272